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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joey was great. I appreciated the accommodation he provided as my wife and I navigated a purchase while I was deployed. He was knowledgeable about the area and the options available.
Reply from Owner
January 8th, 2026 11:11 AM
Thank you for your kind review, Brandon! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Joey and his team were wonderful to work with!
Reply from Owner
January 8th, 2026 11:11 AM
Thank you for your review, Loree! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Wow I can not say enough about Joey and his team. They take good care of you. They keep you informed every step of the way. They are always on call.to answer your questions. They make you feel like you are their one and only customer. Buying...
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Reply from Owner
January 8th, 2026 11:11 AM
Thank you for your review, Terra! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Joey was really great! Nice guy and brakes things down for you so you can really understand where you’re at in the home buying process. Thank you!
Reply from Owner
January 8th, 2026 11:11 AM
Thanks for the positive feedback, Rachel! We're glad Joey was able to help you understand the home buying process.
Joey and his team are awesome! They were very helpful and went out of their way to make sure our questions were answered and understood!
Reply from Owner
January 8th, 2026 11:11 AM
Thank you for your review, Tanner! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Very helpful with coordinating the system
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Sean! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Joey was extremely helpful with making my first home purchase smooth and simple. I had a tricky income situation that other lenders shied away from, but Joey was upfront of any limitations there might be and different strategies we could utilize...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Haley! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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When you see all 5 stars for a person/business you can be a little skeptical at first. Going through the home buying process with Joey makes you realize that he and his teamed earned every one of those stars and more! As a "seasoned" home buyer...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Kevin! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Very thankful for taking this journey with Scott, he took service to a new level, taking the time to educate me so that I never had any second thoughts in my purchasing process. The follow up after closing reassured me that I someone that have...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Charles! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
As a full time Realtor since 2013, I send all my clients to Joey Scott at Waterstone Mortgage. I used them three times in personal houses I've purchased, sent my family and friends there, and all my clients. Their customer service is unparalleled!...
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions