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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Joey is a great communicator, which is key! He’s always available for questions and is great to work with.
Reply from Owner
August 3rd, 2026 01:12 PM
Thank you, Raymond. I appreciate your kind words about my communication and availability. I'm glad to have been able to assist you effectively.
Joey's communicates better than most lenders. He provides topnotch service and is always available for questions. Looking forward to the next one with Joey!
Reply from Joey Scott
August 3rd, 2026 03:43 PM
Thank you, Raymond, for your kind words about my communication and service. I'm pleased to hear that you found my availability helpful. I look forward to working with you again in the future!
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Richard L
Reply from Owner
August 3rd, 2026 03:05 PM
Thank you, Richard, for the 5-star rating. I'm pleased to know you had a positive experience with Waterstone Mortgage.
Joey and team were very communicative and committed to closing as seamless as possible!
Reply from Joey Scott
August 3rd, 2026 01:54 PM
I'm glad to hear that you found both my team and me communicative and committed, Richard. We always strive to make the closing process as seamless as possible. Thank you for your positive feedback!
Working with Joey and the team at Waterstone made things seamless and easy. We appreciated that Joey took the time to explore and explain all our options. Being a disabled Army vet, Waterstone was able to help us find the best VA loan abd find...
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Reply from Joey Scott
July 29th, 2026 03:50 PM
I'm pleased to hear that working with me and the team at Waterstone was seamless and easy for you, Robert. It was a priority for me to ensure you had all the information you needed to secure the best VA loan and down payment assistance programs....
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Call Joey for your next Mortgage!
Reply from Owner
July 28th, 2026 01:09 PM
Thank you, Beth! I'm happy to hear you're recommending me for future mortgage needs. If there's anything else I can assist with, feel free to reach out.
Joey is fun, wxperienced and responds quickly when you have a question. And who better to assist him than his own Mother Teresa.
Reply from Joey Scott
July 27th, 2026 07:12 PM
Thank you, Elizabeth. I'm glad to hear that you found my responses quick and helpful. It's great to know that my mother, Teresa, made a positive impression as well. We truly enjoy working together to support our clients!
Working with Joey and the team at Waterstone made things seamless and easy. We appreciated that Joey took the time to explore and explain all our options. Being a disabled Army vet, Waterstone was able to help us find the best VA loan and find...
read more
Reply from Owner
July 27th, 2026 05:03 PM
I'm grateful to hear that your experience with Waterstone Mortgage was seamless and easy, Ali. It was truly important to me to take the time to explore and explain all your options, especially in securing the best VA loan and down payment assistance...
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i appreciated the constant updates and communication. I was never left to wonder about the status or progress.
Reply from Joey Scott
July 24th, 2026 06:22 PM
Thank you, Ali. I'm pleased to hear that the constant updates and communication were helpful for you. Keeping you informed throughout the process is important to me, and I'm happy it made a positive impact on your experience.
Joey and crew went WAY above and beyond to insure I got qualified and approved for my home loan!
Reply from Joey Scott
July 23rd, 2026 03:23 PM
Thank you, Charlie. I'm grateful for your positive feedback and pleased to hear that my team and I could assist you in getting qualified and approved for your home loan. It was a pleasure working with you on this important milestone.
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions