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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mr. Scott is kind and compassionate, a person of good character. I felt that his intentions were for my betterment throughout the whole process.
Mr. Scott is kind and compassionate, a person of good charactor. I felt that his intentions were for my betterment throught the whole process.
My (great) reply was for Joey...not Waterstone as a whole.
Reply from Joey Scott
September 10th, 2026 03:12 PM
Thank you, Theodore, for clarifying that your positive feedback was directed at me. I appreciate your kind words and am glad to have been able to assist you.
Joey was excellent to work with! He was always available to answer any questions that I had. Joey helped make my first time hime home buying process super easy!
Reply from Joey Scott
September 9th, 2026 02:07 PM
I'm happy to hear that I could make your first home buying experience easy, Brittany. Thank you for your kind words and for highlighting my availability to answer your questions.
Joey is a great communicator, which is key! He’s always available for questions and is great to work with.
Reply from Owner
August 3rd, 2026 01:12 PM
Thank you, Raymond. I appreciate your kind words about my communication and availability. I'm glad to have been able to assist you effectively.
Joey's communicates better than most lenders. He provides topnotch service and is always available for questions. Looking forward to the next one with Joey!
Reply from Joey Scott
August 3rd, 2026 03:43 PM
Thank you, Raymond, for your kind words about my communication and service. I'm pleased to hear that you found my availability helpful. I look forward to working with you again in the future!
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Richard L
Reply from Owner
August 3rd, 2026 03:05 PM
Thank you, Richard, for the 5-star rating. I'm pleased to know you had a positive experience with Waterstone Mortgage.
Joey and team were very communicative and committed to closing as seamless as possible!
Reply from Joey Scott
August 3rd, 2026 01:54 PM
I'm glad to hear that you found both my team and me communicative and committed, Richard. We always strive to make the closing process as seamless as possible. Thank you for your positive feedback!
Working with Joey and the team at Waterstone made things seamless and easy. We appreciated that Joey took the time to explore and explain all our options. Being a disabled Army vet, Waterstone was able to help us find the best VA loan abd find...
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Reply from Joey Scott
July 29th, 2026 03:50 PM
I'm pleased to hear that working with me and the team at Waterstone was seamless and easy for you, Robert. It was a priority for me to ensure you had all the information you needed to secure the best VA loan and down payment assistance programs....
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Call Joey for your next Mortgage!
Reply from Owner
July 28th, 2026 01:09 PM
Thank you, Beth! I'm happy to hear you're recommending me for future mortgage needs. If there's anything else I can assist with, feel free to reach out.
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions