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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer

Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Joey and April were so helpful throughout the entire process. I really appreciated the Tuesday phone call check ins. During most of the home buying process, I was travelling out of state but I never felt like I was left out of the loop or had...
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Reply from Joey Scott at Waterstone Mortgage N...
June 13th, 2025 12:20 PM
Thanks so much! April and I loved keeping you in the loop with those Tuesday check-ins—even while you were jet-setting. 😊 Your questions and flexible schedule were no problem at all; making things easy and clear is what Team Joey is all about....
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Joey and his team were amazing! They answered every question I had and were always quick with a response. I really appreciate everything they did! They made buying our first home so much less stressful!!
Reply from Joey Scott
May 31st, 2025 02:12 PM
I'm thrilled to hear that your experience with us was so positive. It was a pleasure working with you and assisting in making your first home purchase less stressful. Thank you for your kind words and trust in our team at Waterstone Mortgage....
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Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Christopher P
Reply from Owner
June 13th, 2025 12:32 PM
Thanks Chris!
Very knowledgeable, kind, and not only worked with me through the entire process, but made sure I understood everything .
thank you very much
Reply from Joey Scott
May 10th, 2025 03:26 PM
I'm grateful for your kind words, Christopher. It was a pleasure working with you and ensuring you felt informed throughout the entire process. Thank you for choosing Waterstone Mortgage.
The very best customer Service , always answered questions directly! Always worked overtime to get the deal done!!! I would recommend Joey and his team to anybody that was looking to buy a new house!!!
Reply from Joey Scott
April 22nd, 2025 03:28 PM
I'm thrilled to hear that you had such a positive experience with the customer service provided. It was a pleasure to assist you, and I'm glad we could meet your needs efficiently. Thank you for your recommendation and for choosing Waterstone...
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I appreciated the detail and flexibility to adjust as out circumstance changed. Thank
Reply from Joey Scott
April 9th, 2025 08:03 PM
I'm glad to hear that you appreciated the detail and flexibility throughout the process. It was a pleasure working with you at Waterstone Mortgage, and I'm here to assist if you need anything further. Thank you for your kind words.
There is no better team than this one for buying a new home!I recently bought my first ever house and to say I was overwhelmed and often confused would be an understatement.Joey Scott was an absolute god send during the entire process. He was...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, D! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Joey and his team were so incredibly helpful to me during the process of buying my first home.Joey was always available to answer my many questions and he was very good at explaining things in a way that someone new to the process could easily...
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Reply from Joey Scott at Waterstone Mortgage N...
March 28th, 2025 07:01 PM
I'm thrilled to hear that you had such a positive experience with us during your first home purchase. It was a pleasure assisting you, and I'm glad I could help make the process clear and comfortable for you. Thank you for your kind words and...
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Loved working with Joey! Super easy to get in touch with. Called weekly to keep me updated. He is super knowledgeable and answered all the questions I asked. Definitely would recommend to anyone!
Reply from Joey Scott at Waterstone Mortgage N...
March 10th, 2025 04:40 AM
Thank you for your kind recommendation, Eric! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Joey and his team were helpful every step of the way through a challenging real estate transaction. He always made sure we were kept updated, helped us look for options when facing hurdles, and maintained excellent service throughout. We couldn't...
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Reply from Owner
January 8th, 2026 11:11 AM
Thank you for your review, Shannon! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions