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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
When it comes time for us to buy another property I know who to call... Joey and his team were awesome, they treated us like family and help us buy our first home. They kept us up to date with everything going on and helped us get over any...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Jacob! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Joey was extremely helpful and very easy to work with. He called every week, made sure everything was understood, sent emails. Easy to connect with and very knowledgeable. He has a great team. I am so blessed to be in my new home and it was...
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Joey was extremely helpful and very easy to work with. He called every week, made sure everything was understood, sent emails. Easy to connect with and very knowledgeable. He has a great team. I am so blessed to be in my new home and it was...
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As a first time homebuyer I couldn’t imagine an easier and more stress free process. I went into this knowing nothing and Joey and his team were always there to answer any questions I had, which was a lot. They were informative on any decisions...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Kensye! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Excellent group to work with. Could not be happier with choosing Joey and his team in our home buying process. Always quick to respond and helps us every step of the way with our first time home purchase. Highly recommended
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Brady! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Joey and his crew made our first home buying experience easy, understandable, and seamless. We didn’t have to stress any extra with his team helping us. They were prompt, had clear communication, and were incredibly knowledgeable. Joey made...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Hannah! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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If you’re looking to buy a home look no further! I was referred to Joey at Waterstone by multiple people, and I see why he was referred. Joey went above and beyond in the home buying process. He answered every question I had and had no issues...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Logan! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Joey is great wr have used him a few times now and always happy with the results from him and team. Highly recommend.
Reply from Joey Scott at Waterstone Mortgage N...
May 24th, 2023 05:38 PM
Thank you for your recommendation, William! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
I would 100% recommend Waterstone Mortgage to anyone looking to purchase a home, or refinance an existing property. Working with Joey was fun and easy. He is great at what he does, and makes it an enjoyable process for what is normally a hectic...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Luke! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Estela V
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Estela.
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions