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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Joey was very available and took the time to answer all of my questions. He also made suggestions that made sense instead of pushing an unfavorable product.
Reply from Joey Scott
August 29th, 2025 12:34 AM
Thank you, Natalee, for your high rating and thoughtful feedback. I'm pleased to hear that you felt I was accessible and that the suggestions provided aligned with your needs. Making sure you understand your options without feeling pressured...
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Joey and his team are the most amazing people to work with. My loan process with Joey was absolutely amazing his communication was phenomenal anytime I had a question he was more than happy to reach out. His team went above and beyond and every...
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Reply from Joey Scott at Waterstone Mortgage N...
August 27th, 2025 12:42 PM
Thank you so much for your kind words, Allegra. I'm truly glad to hear that the loan process was a positive experience for you. Communication is key, and I'm pleased that I could be there to answer your questions. I also appreciate your recognition...
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Joey and his team helped me with the purchase of my first home. They had great communication and answered questions promptly. Look forward to working with them again on the next home purchase as they are easy to work with and worked hard to...
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I was referred to Joey by someone I trusted in my home state and was not disappointed. He and his team helped me go through the purchase of my first home. They were easy to work with and walked me through the home buying process. Also, helped...
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Good instructions/explanations
Reply from Joey Scott at Waterstone Mortgage N...
August 6th, 2025 01:01 PM
I'm pleased to know that you found the instructions and explanations clear and helpful. Ensuring you understand each step is important to me, so I'm glad I could assist effectively. Thank you for your feedback, Dirk.
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Violet R
Every one was very nice and knowledgeable
Reply from Joey Scott
July 4th, 2025 03:19 PM
I'm glad to hear that you found our team at Waterstone Mortgage to be nice and knowledgeable. It was a pleasure assisting you. Thank you for your kind words and for choosing us for your mortgage needs.
Joey was amazing to work with. He has helpful videos for each step of the process that makes sometimes confusing topics more manageable. The process of buying a house can feel overwhelming but Joey is with you every step of the way and that...
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Reply from Joey Scott
July 2nd, 2025 02:02 PM
I'm thrilled to hear that you found the videos helpful and that I could make the home buying process more manageable for you. It was a pleasure to assist you every step of the way, and I'm glad I could provide the support you needed. Thank...
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Joey was friendly and responsive, keeping us up to date weekly.
Reply from Joey Scott at Waterstone Mortgage N...
June 13th, 2025 12:15 PM
I'm glad to hear that you found my communication friendly and responsive. Keeping you informed throughout the process is a top priority for me. Thank you for your feedback, Neil.
Everyone was great to work with and was VERY knowledgeable. Thanks for making this move as painless as possible.
Reply from Joey Scott at Waterstone Mortgage N...
June 13th, 2025 12:18 PM
Thanks so much, Bob! Our goal is exactly what you described—pairing deep mortgage know-how with a smooth, stress-free process—so your words made our day. Enjoy the new home, and if we can ever help you or a friend again, just hop on with Joey...
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions