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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joey makes it happen. He is thorough in what he he does. I rnjoy his follow up calls on Tuesdays.
Reply from Joey Scott
December 2nd, 2025 03:14 PM
I’m glad to hear that you're satisfied with the process, Cynthia. I believe in providing thorough service and consistent communication to keep everything on track. If you have any further questions or need assistance, feel free to reach out...
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If patience, professionalism, and surprisingly good jokes were part of the mortgage process, Joey at Waterstone Mortgage would have earned me a 0% stress rate along with my interest rate. From the first confusing pile of documents to the sweet...
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If patience, professionalism, and surprisingly good jokes were part of the mortgage process, Joey at Waterstone Mortgage would have earned me a 0% stress rate along with my interest rate. From the first confusing pile of documents to the sweet...
read more
Reply from Joey Scott
November 12th, 2025 05:29 PM
Your words genuinely resonate with me, Caleb. It’s great to know that the mortgage process felt manageable and even enjoyable for you. I aim to make navigating through the complexities as straightforward as possible, while keeping a touch of...
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Joey and his team were a blast to work. Everything was fast and smooth.
Reply from Joey Scott
October 29th, 2025 05:49 PM
Working with you was a pleasure, Joseph. I’m pleased to hear that the process was quick and seamless. If there's anything else you need or any questions you have, feel free to reach out.
Joey made the process painless and clear to follow. His attitude kept me motivated throughout the process.
Reply from Joey Scott
October 17th, 2025 02:44 PM
I'm glad to hear that the process was smooth and easy for you, Christopher. Keeping things clear and maintaining a motivating environment is something I strive for. If there's anything else I can do to help, please let me know.
Big THANKS to Joey and his team!! First time home buyer and single mom, I was so very unsure I would be able to make this happen. Joey worked so hard to make sure everything made sense to me and looked into every avenue there was to make it...
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Reply from Owner
September 30th, 2025 01:08 PM
Thank you, Amber! It truly means the world to hear this. Helping first-time buyers—and especially someone as determined as you—makes this work incredibly rewarding. You put in the effort, trusted the process, and now you’re home. I’m so glad...
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Joey has helped my wife and I search and close in 60 days. Joeys communication, service, transparency and flexibility makes his a valuable team member in buying our home.
Reply from Owner
September 30th, 2025 01:08 PM
I appreciate your feedback, Tong. It's gratifying to know that my communication, service, and transparency positively impacted your home-buying experience. I'm glad I could support you and your wife in achieving your goals efficiently. If you...
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Joey has helped my wife and I search and close in 60 days. Joey's communication, service, transparency and flexibility makes him a great team member in buying our home.
Reply from Joey Scott
September 9th, 2025 08:30 PM
I appreciate your feedback, Tong. It's gratifying to know that my communication, service, and transparency positively impacted your home-buying experience. I'm glad I could support you and your wife in achieving your goals efficiently. If you...
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Joey and his team were informativ, responsive and reliable. They made me feel important and like i was their only client.
Reply from Joey Scott
September 4th, 2025 12:54 PM
It's wonderful to hear that you felt informed, valued, and well-supported throughout the process, Kelly. Being responsive and reliable is important to me, and I'm glad you experienced that firsthand. If there's anything more I can assist you...
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Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Natalee D
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions