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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Joey was wonderful to work with. Kept us well informed and helped us through any issues. Fantastic experience
Reply from Joey Scott
April 9th, 2026 03:23 PM
Robert, I appreciate your feedback. I'm glad I could keep you well informed and assist with any issues during the process. If there's anything else you need, feel free to reach out.
Joey and his crew were very good to work with. If I had a que they responded quickly. I loved Joey's Tuesday updates. Kept you updated every week. Great experience.
Reply from Joey Scott
April 9th, 2026 08:06 PM
Baranda, thank you for your feedback. It's great to hear that the Tuesday updates were helpful and that my team's quick responses made for a positive experience. If you have any further questions or need assistance at any time, please feel...
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Thank You
Reply from Joey Scott
March 30th, 2026 01:19 PM
Thank you very much for your feedback, Kali. If there's anything more I can do for you, please don't hesitate to reach out.
Joey made the entire process of buying my first home easy and stress free. He was available for every question and inquiry I could think of and did so in a friendly and kind manner. His online website made everything simple and quick allowing...
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Reply from Joey Scott
March 18th, 2026 03:19 PM
Thank you for your kind words, Kimberly. It's wonderful to know that the home buying process was smooth and stress-free for you. Being available for your questions and helping in a friendly manner is something I always strive for, so I'm pleased...
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Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Dan D
Reply from Owner
January 27th, 2026 02:32 PM
I appreciate the positive rating, Dan. If you ever have any questions or need assistance, I'm here to help.
The process was smooth from day 1. the weekly check ins took all the guessing out of it. Thankful for Joey and his team!!
Reply from Joey Scott
January 26th, 2026 07:26 PM
I'm glad to hear that the process felt smooth from the start, Daniel. The weekly check-ins are a crucial part of ensuring clarity, so it's great to know they were helpful for you. If there's ever anything further you need, don't hesitate to...
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Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Melissa P
Reply from Owner
January 16th, 2026 02:54 PM
Melissa, thank you for the positive rating. If you need any assistance in the future, feel free to reach out.
Joey and his team were fantastic! They were very patient with us as we are very busy and were making a move cross country. They made it simple! Thank you all!
Reply from Joey Scott
January 16th, 2026 05:05 PM
I'm grateful for your feedback, Melissa. It was my pleasure to assist with your cross-country move. Ensuring a smooth and simple process is always my aim, especially when life gets busy. If you need anything else or have additional questions,...
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Great communication, not complicated and Joey and his team are professional and helpful
Reply from Joey Scott
January 5th, 2026 07:36 PM
Angela, I'm pleased to know that you found the communication clear and the process straightforward. Professionalism and being helpful are key aspects I strive to maintain. If there's ever anything else I can assist you with, please don't hesitate...
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Great communication and excellent service.
Reply from Joey Scott
December 29th, 2025 06:16 PM
I appreciate your kind words, Elizabeth. Effective communication and providing excellent service are top priorities for me. If you have any more questions or need further assistance, I’m always here to help.
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions