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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Very nice and knowledgeable people, willing to help even in the off times. Joey specifically for me made my experience as simple as can be and comfortable to work with. He works hard to make it happen for you in a timely manner. I had the best...
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As a first time homebuyer, I was unsure of where to begin or the process of buying a home. Joey walked me through the process and worked hard to get me the best rate and deal possible. I would definitely recommend him to anyone looking to buy...
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Reply from Owner
July 1st, 2019 12:00 AM
Thanks for the glowing review! Having a loan originator who walks you through each step of the home loan process certainly makes for an amazing experience. Enjoy your new home.
Joey got me the exact loan I needed
Reply from Owner
January 8th, 2026 11:12 AM
Thanks for taking the time to share your feedback, Justin. Helping our clients find the right loan program is our top priority. Enjoy your new home!
Joey was informed on the best options for us and made our first home purchase easy and fun. He was trustworthy and took time to educate us during the process. We will recommend Joey and Waterstone Mortgage to our friends and family.
Reply from Owner
June 27th, 2019 12:00 AM
Thanks for the 5-star review! Keeping our clients informed throughout the home loan process is one of our top priorities, and we're glad that Joey delivered an awesome experience for you. Enjoy your new home!
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Sunny W
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for this 5-star rating, Sunny!
It was a pleasure to work with Joey. Moving to Oklahoma from Florida was stressful but Joey made the process so easy. He was helpful and explained every step of the process. I would recommend him to everyone!
Reply from Owner
April 5th, 2019 12:00 AM
Thank you for this review, Kelly! It sounds like making the move from Florida to Oklahoma was more stressful than the loan process. We hope you are enjoying your new home, congratulations!
The whole process was quick and easy. Every question i had was answered fast and never had any problems. Always answered the phone when i needed advice. All the employees at waterstone were very polite and professional.
Reply from Owner
March 14th, 2019 12:00 AM
Austin, thank you for this review. We pride ourselves on providing our customers with a smooth, easy loan experience. This is especially important when you are buying your first home. We hope you are enjoying your new home. Thank you again...
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Very professional and made the home buying experience so much less intimidating! He has a great sense of humor and and takes the time to always give updates and answer any and all questions you may have!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating and review, Jignasha. When you are comfortable and relaxed during the loan process, everything is a breeze. We are so glad Joey kept you informed and at ease during your homebuying experience. Congratulations...
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Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Vern C
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Vern!
Waterstone was extremely fast and ultra professional and friendly. I would definitely use them again. They went the extra mile and when I compared the bottom line numbers with another lender, was much more reasonable. You cannot beat this team!...
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Reply from Owner
February 21st, 2019 12:00 AM
Thank you for this review, Vern. We are so glad you chose Joey and Waterstone Mortgage, to help finance the purchase of your new home. Providing stellar service to our customers, is one of our top priorities. Please don't be a stranger.
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions