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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer

Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Second time Joey and I have worked together. Great job. He really cares about your goals.
Outstanding service; considering Joey's Office is in Tulsa, OK and we are in AK. This is my 3rd loan transaction with Joey, 2nd with him at Waterstone. Any type of loan for a home purchase is highly recommended from Mr. Scott. Thank you for...
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Joey made the process of buying a home less stressful by his professionalism, contact and knowledge. I would recommend Joey and Waterstone to anyone looking to refinance or buy a home!
Reply from Owner
February 7th, 2020 12:00 AM
A stress free loan process, makes for a wonderful homebuying experience. We are happy to hear Joey was by your side, to provide the answers you needed throughout the process. Thank you for taking the time to write this review.
This is a character review. Joey I thought was a good friend, I lived in the same neighborhood as him and we played sports together for years etc. I went through a very emotionally harsh time. I figured Joey would be there for me. He shunned...
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Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Sonia G
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for this 5-star review, Sonia.
Dealing with Joey Scott at what are you down mortgage which one of the most comfortable and easy mortgages I have ever obtained. Both Joey and his assistant Jessica were wonderful to work with and always quick to respond to any calls or inquiries...
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Joey helped us immensely during our home buying experience. From regular updates to always being available to answer all questions including when he was on vacation. Thanks to him and his team every thing was easy and stress free.
Reply from Owner
January 8th, 2026 11:12 AM
Thanks for sharing, Ashwin! We're thrilled to hear you had such a positive experience working with Joey and his team. Don't be a stranger!
As a first time home buyer, this process can often be intimidating. Joey made sure that I was well informed and on top of everything. He checked in frequently and assured me that no questions I had were asinine. I truly appreciate Joey and...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for this 5-star rating and review, Cheyenne. A transparent, streamlined loan process, is what we strive to provide each and every one of our customers. It sounds like you received excellent service from Joey and his team. We hope...
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As a first time home buyer, this process can often be intimidating. Joey made sure that I was well informed and on top of everything. He checked in frequently and assured me that no questions I had were asinine. I truly appreciate Joey and...
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Reply from Owner
December 4th, 2019 12:00 AM
Thank you for taking the time to write this review for Joey. A transparent and stress free loan process is what we strive to provide all of our customers and it sounds like you received that and more. We hope you are enjoying your first home...
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Joey was great to work with thru the whole process. He was always available if we had questions or concerns. He did everything asked of him and more. I would recommend Joey to anyone.
Reply from Joey Scott at Waterstone Mortgage N...
November 5th, 2019 02:22 PM
Thanks so much, Ray. I'm always happy to help!
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions