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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joey answered all my questions without ever making me feel bad or stupid. We also closed in 30 days during a busy period!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Samantha! Treating my borrowers with the highest level of respect is my number one goal! Thanks for trusting me with the purchase of your new home! It was my pleasure to serve you! Congratulations!
We used Joey at waterstone mortgage. Our process was extremely stressful due to factors far beyond waterstones control. The appraisal process has gone through federal changes leaving the brokers at the mercy of the appraiser. This became very...
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We are so thrilled that we worked with Joey Scott! He is a great teacher, very detailed oriented, checked in and provided updates on a regular basis and made what can be an overwhelming process seem easy. He and his team got us to the closing...
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I had a great experience with Waterstone Mortgage. Joey Scott was my loan originator. He and his team are responsive and maintained great communication with me along the way. I was able to text Joey after business hours if i have a question...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the review, Will! I aim to always stay in contact with my clients throughout the loan process to answer any questions my borrowers have to help everything go smoothly. Stay in touch, and let me know if you need anything. Oh, and...
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We are so thrilled that we worked with Joey Scott! He is a great teacher, very detailed oriented, checked in and provided updates on a regular basis and made what can be an overwhelming process seem easy. He and his team got us to the closing...
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Reply from Owner
September 4th, 2020 12:00 AM
Thank you for the review, Lacy! We're glad to hear Joey went above and beyond in ensuring your home loan stayed on track and that he secured a timely closing for you. We hope you'll return to Joey for your next home purchase or any future refinancing...
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As a first time home buyer, Joey and the team at Waterstone did a great job walking me through the process and recommending a good first time home buyers class online.
Reply from Owner
September 22nd, 2020 12:00 AM
Thank you for the review! We're glad to hear your first home purchase was such a positive one and it went smoothly. We hope you will return to Joey for any future homebuying or refinance needs!
Dealing with Joey Scott as a mortgage lender was a great experience and I wholeheartedly recommend him and his company. He was very responsive and eagerly answered questions or sought solutions to any issues we might have had. Great guy!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for this wonderful review, Brendan. Having a knowledgeable loan originator by your side makes all the difference. I hope to have the chance to work with you again in the future, so don't be a stranger.
We recently closed on our 3rd home with Joey as our mortgage broker. I keep going back to Joey because of his professionalism and his great attitude. I even followed him when he moved to Waterstone recently. Whether you need special care, manual...
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Reply from Owner
August 26th, 2020 12:00 AM
Thank you for the review, Rebecca, and congratulations on home #3! We're sure Joey will continue providing the same great loan experience you've come to expect. Don't hesitate to reach out again.
i would reccomend Joey Scott to anyone looking for a mortgage, either rookie or well experienced. Joey is a wonderful combination of knowledge, professionalism, friendliness and a willingness to teach all facets of the mortgage business. I...
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Reply from Joey Scott at Waterstone Mortgage N...
July 24th, 2020 12:12 AM
Thank you for this recommendation. Shannon! Having an informative and easily accessible loan originator, truly makes the loan process so much easier. I hope to work with you again on any future home purchase or refinance needs. Stay in touch!...
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Excellent customer service and communication.
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for writing a review, Karen! We are glad to hear that Joey provided you with excellent customer service and communication! We look forward to working with you again soon!
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions