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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Joe F
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Joe.
Joey was one of the lenders recommended by my realtor last year. Based upon initial conversation and impression, I chose to work with Joey at Waterstone. It was the right decision! Joey was quick to respond to numerous questions and made me...
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Joey and his team updated me weekly of my loan status and where we were in the process. They were always on the ball and communicated well between themselves and with me. I cannot recommend them enough. Getting a loan with Waterstone was the...
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Reply from Owner
January 7th, 2021 12:00 AM
Thank you for taking the time to write this review, Ekatfasano. Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Joey and his team.
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Sandi P
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Sandi. Stay in touch.
Joey and his team did a great job of communicating and keeping things moving smoothly. Easiest mortgage lending experience of my life. Everything happened just as he said it would. We highly recommend him for your next mortgage!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the review, Cynthia.The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. Don't be a stranger!
Joey was very organized and available during our decision on a Saturday to apply for a mortgage. He was helpful throughout the process and answered any questions. He also kept us up to date on our progress. After we closed on our rental property...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for writing this reccomendation, Bianca. Exceptional service is what we strive to provide each and every one of our customers throughout the loan process - whether it's for a first-time homebuyer or a seasoned homeowner looking to...
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Joey is a true professional, well prepared and always had an open line of communication with us. We were out of state buyers that added a possible delay in communication. This didn't effect anything. If we called and he wasn't available he...
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Reply from Joey Scott at Waterstone Mortgage N...
November 15th, 2020 11:05 PM
Thank you for taking the time to write this recommendation, Bruce. Exceptional service is what I strive to provide each and every one of my borrowers throughout the loan process - I'm glad I delivered for you! Thanks again!
Joey and his team were so helpful during our entire closing process. We had a very unique situation but they got us past the finish line. We would recommend them to anyone!
Reply from Owner
November 15th, 2020 12:00 AM
Thank you for taking the time to write this review. A professional and informative loan originator makes the home loan process so easy. We are glad you had Joey by your side to walk you through the loan process and aide in a quick close. We...
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Wow!! Just Wow!! Our family were first time home buyers and didn’t even know where to start. I’ll give you this advice, start with Joey! He not only was an advocate for us to get the best rate possible, but he also helped me tread the murky...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for this review, Oliver. I pride myself on providing my borrowers - whether it's their first home purchase or their 10th - with exceptional service, and am happy to hear I met your expectations. I look forward to working with you...
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Wow!! Just Wow!! Our family were first time home buyers and didn’t even know where to start. I’ll give you this advice, start with Joey! He not only was an advocate for us to get the best rate possible, but he also helped me tread the murky...
read more
Reply from Owner
October 29th, 2020 12:00 AM
Thank you for writing this great review, Oli! Isn't it great having a loan originator you can depend on? We're glad to hear Joey was patient and professional in helping you buy your first home, and helped resolve a lot of the confusion that...
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions