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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joey and his team did a great job guiding me through a refinance. They were patient with me due to my lack of techie skills thanks to all.
Would highly recommend
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for taking the time to write this review, Linda! A fast and easy refinance is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone Mortgage...
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Thank you so much to Joey Scott and his team. They are awesome!!! Anyone who is a first time home buyer I would recommend you reaching out to Joey and his team. Helped me every step of the way, answering my million questions. Thank you again....
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Alishia! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Joey Scott stayed in communication throughout the process. Love the entire process and how smooth it was.
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Chip! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
He worked with me making the process a breeze.
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for this 5-star review Kevin! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Joey and his team did an amazing job! They stayed with us every step of the way. Always answered questions and concerns right away. They made our dream of owning our 1st home a dream come true.
Reply from Owner
March 9th, 2021 12:00 AM
Thank you for sharing, Annaz! We're thrilled to hear everything went so smoothly with your first homebuying with the help of Joey and his team. We hope to work with you again in the future.
Joey kept me up to date and explained all aspects of the loan as it went along. I would HIGHLY recommend Joey and his team . I had a Grant and Joey was able to work with that and he knew what he was doing when others had no idea what to do...
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Joey is amazing! I’ve worked with him twice now. He called me personally to keep me updated and was so patient with explaining things. He gave me a lot of options and worked hard to find the very best deal that met ALL of my requests! It was...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Jane! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Joey is awesome! Absolutely the best! He helped me get the best rate and was always available if I needed answers. We were under contract on multiple houses, but Joey never slowed down or gave up. I would recommend Joey to anyone. 10 out of...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Rusty! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Joey and his team are extremely knowledge and were a tremendous asset on getting us approved and through the process. Highly recommend Joey and his team at Waterstone!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Anderson! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
It was a good time for me to get my house re-finance at Waterstone Mortgage company they help me to achieve that Joey Scott help prepared everything I needed to get a refinance at a lower interest rate and he helped me to do that
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions