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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Joey and his team were just absolutely amazing! They made the whole process very simple and stress free. They were responsive and explained every step so there was never any confusion. Highly recommend to anyone looking for a lender that treats...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Nickey! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
I liked the videos, emails, calls, and texts I received from Joey keeping me updated and informed. These made it easier for me to do business with Waterstone.
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Deanna! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
was looking for a house for a couple months, once we gave waterstone the home info, he got me a low interest rate and got the mortgage approved quick and painlessly
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for taking the time to write this review, Josh! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone Mortgage...
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Joey is the best! He was extremely knowledgeable and his assistance was key for us to get a mortgage. We were able to text him anytime with questions. We were lucky to find such a helpful dude as first time home buyers.
Reply from Owner
July 29th, 2021 12:00 AM
Thank you for this glowing review, Curtis! We're ecstatic you had such a wonderful experience with Joey. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
2nd home purchase with Joey. He is fantastic at explaining things, and his communication during the loan process is excellent!
Reply from Joey Scott at Waterstone Mortgage N...
July 9th, 2021 03:03 AM
Thank you for this recommendation, Rob! I pride myself on providing my borrowers - whether it's their first home purchase or their 10th - with exceptional service and am happy to hear I met your expectations. I look forward to working with...
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This was our second time working with Joey and I can't say enough good him and his team. It helped so much to have him and his team at our side through the process. Very responsive and easy to work with, HIGHLY recommend!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Reuben.
I refer my clients all the time to Joey to get approved for a home loan as I am in real estate myself. My husband and I personally used him for our recent home purchase. Wouldn't have it any other way! Joey is great to work with and Waterstone...
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Reply from Owner
June 22nd, 2021 12:00 AM
Thank you for taking the time out of your busy day to leave this review, Amber! I thoroughly enjoy working with someone of your integrity. You writing this for others to benefit from is very much appreciated. I love my Realtor referral partners....
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First home buyer and what a great and reassuring feeling it is to know their are no hiccups on my home loan ,being patience with us on our first journey of being a home owner thank you ,Joey and team.On the second loan for my family , On behalf...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Moises! The team and I were thrilled we were able to provide you with a positive loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Joey and his team are top notch at what they do. This normally stressful time was made not stressful at all due to their fast communication. I am a customer for life.
Reply from Owner
May 24th, 2021 12:00 AM
Thank you for taking the time to write this review, Wyatt! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Joey and his team.
Joey and Team was really professional going through the process buying a home. We would absolutly use him again and tell our friends and family about him. He knows what he is doing and has a passion for the industry. Highly recommend to anyone...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, William! The team and I were thrilled we were able to provide you with a positive refinancing experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions