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Joey Scott at Waterstone Mortgage NMLS #21760...
Mortgage Loan Officer
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backe... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joey was one of the best to work with as a first-time home purchaser with limited experience. He and his team simplified the process as much as possible, kept in regular contact, and adequately answered any questions I had--even the ones that...
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Reply from Joey Scott at Waterstone Mortgage N...
September 13th, 2022 09:00 AM
Thank you for your recommendation, Monica! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep...
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Joey and his team were incredible. They worked as quickly as possible on my account. Joey kept me updated with frequent emails and phone calls. Highly recommend!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Lautr265. Don't be a stranger.
Joey and his team at Waterstone were so very helpful in the purchase of a home we made while still living out of state. They really went above and beyond to make things as simple as they could so we could close in a timely fashion. I would...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Dawn! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or...
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It impressed me immediately that Joey himself answered the phone very quickly. He listened intently as I explained why I called, recapped what he understood me to say and then very clearly answered my question. He went into detail and continued...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your kind review, Peter! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Great team to work with! They worked with us in getting our house closed earlier. Thanks so much to Joey and shout out to Ronda Perkins!!
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Cat! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy...
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Joey Scott and Waterstone Mortgage were an absolute pleasure to work with. It was my wife and I's first time purchasing a home and the transaction could not have gone any smoother! Joey and his team were constantly checking in making sure we...
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Reply from Owner
January 8th, 2026 11:12 AM
Thank you for your review, Chase! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or...
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Joey Scott and his entire team at Waterstone mortgage were absolutely the most knowledge group I’ve ever had the privilege of working with. This was my fist time to ever take the journey of buying a home and Joey and the rest of the group were...
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Reply from Owner
May 11th, 2022 12:00 AM
Thank you for sharing, Austin! We're thrilled to hear everything went so smoothly with your homebuying with the help of Joey and his team. We hope to work with you again in the future.
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Alexander K
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Alexander. Don't be a stranger.
Joey Scott at Waterstone Mortgage NMLS #217604 has received a review with 5 star rating from Musht A
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for the 5-star rating, Musht.
My name is Pedro and I was referred to Waterston mortgage , they help me get with out any setbacks the money needed to purchase the house and help me all the way to closing , they are professionals and efficient. .
Reply from Owner
January 8th, 2026 11:12 AM
Thank you for taking the time to write this review, Mayra! Providing excellent customer service, throughout the homebuying process, is always my top priority. I am glad we were able to provide you with a positive homebuying experience and were...
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About
Joey Scott makes mortgages make sense! With nearly two decades in the industry and 26 years in consumer finance, he brings the heart of a teacher to every transaction, ensuring clients understand the hows and whys of their home loans. Backed by his dedicated Team Joey at Waterstone Mortgage, he offers expert guidance, responsive communication, and a wide range of loan options, including no-down-payment programs. Using cutting-edge technology, Joey makes the process smooth and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans (Fixed & Adjustable-Rate)
FHA, VA, and USDA Loans
Jumbo Loans
First-Time Homebuyer Programs
Down Payment Assistance Programs
Renovation & Construction Loans
Refinancing Options (Rate-and-Term, Cash-Out, and Streamline)
Specialty Loan Programs (Doctor Loans, Self-Employed Borrower Options, etc.)
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Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #217604
Awards
Hobbies
- Soccer
- Playing music
- Gardening
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Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-101525.State of Alabama Licensee Exempt.Arkansas Combination Mortgage Banker-Broker-Servicer License #131702. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions