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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
Joey was amazing! Being a young first time home buyer I didn’t know much but she took the time to explain the ENTIRE process to me and help me every step of the way. While having a busy work schedule and life happening she didn’t let me fall...
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Reply from Joey Cummings
September 3rd, 2024 02:57 AM
Oh, my goodness, oh, my goodness. I am so happy to hear. You were a joy and a delight to serve. Thank you so much for your kindness.
Mrs. Cummings came to me highly recommended. This is my first time buying a home. She's is perfect in explaining everything down to the details to me and my husband. She has a awesome personality and very professional at what she does. She...
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Reply from Joey Cummings
August 29th, 2024 02:09 AM
Thank you so much for your kind words. You are so welcome, and I enjoyed serving you.
Joey was incredibly professional, knowledgeable, and diligent (in fact, more diligent than I was, and I was the one trying to buy a house). We were going in completely blind into the process, but she was very patient and understanding. I would...
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Reply from Joey Cummings
August 29th, 2024 02:11 AM
I adore you and your beautiful family. Thank you so much for allowing me to serve you!
It was so quick, Joey Cummings did all the work & kept me calm when I thought it wasn't going to happen. She explained everything until I understood. We still can't believe WE HAVE A HOME! All thanks to Joey Cummings & Guild Mortgage.
Reply from Owner
August 29th, 2024 02:12 AM
Now I am the one that wants to cry. Ha! It was truly an honor and a joy. You all were a blessing to serve.
Joey is the Best. Even though I am older & didn't understand some of it she explained in detail. Process was very fast & she really covered all the bases. All I had to do was gather a few documents & now We have a home.
Reply from Joey Cummings
August 29th, 2024 02:15 AM
You did sooooooo good and I am so proud of you and so very happy for you both. Congratulations!
HANDS DOWN One of the BEST!!! I work with Joey often and she never disappoints! She is the biggest cheerleader for my clients and they always close knowing that she cares.
Reply from Joey Cummings
August 1st, 2024 04:11 PM
Thank you so much for your feedback. I really do care and am so grateful that it shows.
When I tell you professional and knowledgeable, Joey has this down to the T. We truly appreciate everything Joey did for my transaction. She was very helpful and I could not believe she showed up for the closing. The first I’ve ever seen!!...
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Reply from Joey Cummings
July 9th, 2024 01:19 AM
AWEEEEE, thank you so much for taking the time to share. I truly appreciate it!
Joey came to me highly recommended and she did not disappoint. When you hand your clients over to lenders you want to know that they will be taken care of. She did that and more. She was consistent in communicating with me, my client, and attorneys...
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Reply from Joey Cummings
June 28th, 2024 12:16 PM
Thank you so very much for the opportunity to serve you and your buyer.
Mrs. Joey Cummings is one of the best. Even though this is my first time buying a home I felt like I knew everything she is perfect in explaining everything to me and she has a great personality. She definitely is a pro at her job nothing went...
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Reply from Joey Cummings
June 27th, 2024 09:20 PM
Aweeeee, thank you so, so much. I work from my heart, and you and your family have mine.
It was a pleasure meeting Mrs. Cummings. She is very excellent at what she does. And is awesome to work with. I am so grateful that I had her as a part of my processing team.
Reply from Joey Cummings
June 27th, 2024 02:16 AM
Thank you for your review. CONGRATULATIONS!
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.