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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5:30 PM
Sat
closed
Sun
closed
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Reviews from Web
Joey was wonderful to work with and assisted in getting us closed in just 16 days! I represented the seller in the transaction and the seller and I were very happy to work with Joey. Excellent communication and a pleasure to work with. I would...
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Reply from Joey Cummings
December 27th, 2024 10:37 PM
Thank you so very much. You made it easy, and I thank you for being so awesome to work with.
As a first time home buyer the process was quite arduous and stressful to the point of almost giving up, and Joey talked me of the"Giving up ledge. Her and her whole team were there for us through the whole process, until we finally found our...
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Reply from Joey Cummings
December 18th, 2024 02:10 AM
Oh my gosh, thank you so very much. We did it!, And I am glad we kept going. I am so happy for you and your family. Thank you for allowing me to serve you. With love!
I was thoroughly impressed with Mrs.Cummings(Joey). She was very thorough, and informative during the process. If I had any questions she was available. I would recommend her for future business, and have recommended her to others.
Reply from Joey Cummings
November 30th, 2024 02:40 PM
Aweeeee, thank you for your kindness. You were truly a pleasure to serve.
My first time buying a home & Mrs Joey made my experience so much easier!! She was great to work with & any questions or concerns I had she was there every step of the way!!!! Thanks to her I’m a homeowner & I can’t thank her enough!!!! She...
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Reply from Joey Cummings
November 23rd, 2024 02:33 AM
Thank you for trusting me. This is beautiful to hear. I am super happy that you were able to truly enjoy this journey. I am so proud of you.
Joey was amazing through my first time home buying process. She is very knowledgeable and detailed. She has no problem answering and breaking down your questions! Very prompt with her responses and checked in on me daily! Joey you're awesome....
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Reply from Joey Cummings
October 17th, 2024 09:42 PM
Yes Ma'am, my pleasure. This warms my heart. Thank you for the feedback. I am so proud of you and excited for you to enjoy your new peaceful home.
Thank Joey Cummings for all of your fast easy delightful services . You are so excellent at your job. From start to finish. Sit back and enjoy the ride. The experience that I had working with you was Magnificent. Thank you so much we are so...
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Reply from Joey Cummings
September 24th, 2024 01:39 PM
Aweeee, thank you so very, very much. I am so excited for you and your family. I pray love, peace and happiness in your new home.
Thru out this whole process Joey was professional and courteous and always on point. I could not have gotten a better representative. Joey keep doing what you are doing. If asked for a referral you will be my first choice stay strong stay on...
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Reply from Joey Cummings
September 18th, 2024 02:50 AM
Thank you so much. Your feedback means so much. Thank you. Welcome home.
Working with Joey was a great experience, I love her attitude she's was always pleasant, And I love the fact that she always took the time to explain every detail she never act as if you're not important to me our experience with her was such...
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Reply from Joey Cummings
September 6th, 2024 04:27 PM
Thank you, this means so much. I would cry but then my eyes would be red and puffy all day. Thanks so much for trusting me and allowing me the opportunity to serve you.
Joey has been amazing from the beginning! After having anxiety about buying a home for years, she made me feel comfortable right away. She made sure I understood every step of the process and reached out immediately to update me of any changes....
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Reply from Joey Cummings
September 6th, 2024 03:28 PM
Oh my goodness, thank you so much. I am glad that I could offer you what you needed to get you over the hurdle of homebuying anxiety. It was truly a pleasure to serve you.
From beginning to end. Joey and her team worked effectively and then some! I had lots of questions, concerns of course, this cheerleader kept me focused and informed., providing financial options to fit my needs. I didn't meet her personally...
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Reply from Joey Cummings
September 3rd, 2024 02:55 AM
Thank you so very much! I can't wait to see you again soon.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.