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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5:30 PM
Sat
closed
Sun
closed
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Reviews from Web
Very professional, thorough and honest.
Reply from Guild Mortgage - Joey Cummings
March 11th, 2025 05:01 PM
Thank you so much for your feedback.
Joey is an absolute pleasure to work with. Very professional, very thorough, always looks at the best interest of her client. Knows how important it is to stay in touch. Kept me abreast of all the details to get my clients to the closing table....
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Reply from Guild Mortgage - Joey Cummings
March 7th, 2025 05:55 PM
Thank you, Thank you, and Thank you.
If you dream in color like I do, Joey Cummings will make that dream a reality! Through hard work and dedication Joey made my dream of homeownership come true in less than 30 days! Thank you Guild Mortgage for having Joey Cummings onboard!
Reply from Owner
March 5th, 2025 04:39 AM
You make all my hard days easy, and you were truly a joy to serve. Your gratitude, hard work and joy is why I do what I do. Thank you for the reminder. I wish you much happiness in your new home.
I had someone who cared about me and my daughter! It showed in her work. Joey Cummings really showed up for us even though we didn't have much. I can never repay her for her dedication. We are forever grateful!
Reply from Guild Mortgage - Joey Cummings
March 5th, 2025 04:41 AM
Absolutely and of course. I am so grateful that you knew how much I cared without me saying a word, you knew by my action and for that I am most grateful. Thank you.
Joey was exceptionally knowledgeable and patient. She consistently went above and beyond to ensure my client successfully reached the closing table.
Reply from Guild Mortgage - Joey Cummings
February 25th, 2025 03:49 PM
Aweeeeeeeee, we did it together. Thank you for your kindness.
Everything was wonderful
Reply from Joey Cummings
February 25th, 2025 03:49 PM
Awesome, Awesome. So happy to hear.
Joey was great! She let me know the steps needed to get my loan approved. She was very knowledgeable and always willing to help.
Reply from Joey Cummings
February 25th, 2025 03:50 PM
Thank you so much, you were a joy to serve. I know you are enjoying your new home. : )
Joey is definitely my go to lender. After being in real estate for almost a decade , Joey is definitely one of the most detailed and caring lenders I have ever worked with. She’s consistent and persistent . The most important traits for a lender...
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Reply from Guild Mortgage - Joey Cummings
February 25th, 2025 03:51 PM
Oh, my goodness you took my breath away. Thank you so much. I truly appreciate this.
I don’t know where do I start. Joey has been amazing from day one. I love the fact that she keeps me up to date on every step that has been going on from the start for buying a home. She make u feel like you her only client. I recommend her...
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Reply from Joey Cummings
February 15th, 2025 10:15 PM
Thank you so much for this. I could cry but I will save the tears for another day. Thank you so very much.
Joey was great! From our first conversation to the very end she kept me informed on the status of my loan . Being a first time home owner I was unsure about the loan process but she went over all the steps. She communicated with me through...
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Reply from Joey Cummings
February 11th, 2025 02:40 AM
Thank you so much for allowing me to be a part of your home buying journey. Congratulations and I am here if you need me.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.