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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
My experience with Ms. Joey Cummings was remarkable to say the least. She walked me through the process very thoroughly making sure I had all the knowledge that I needed about the home buying process and lending process and then some. She's...
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Reply from Owner
April 28th, 2025 09:21 PM
Thank you so very much for your time and your feedback. I truly appreciate it.
My experience with Ms. Joey Cummings was remarkable to say the least. She walked me through the process very thoroughly making sure I had all the knowledge that I needed about the home buying process and lending process that I needed plus some....
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Reply from Guild Mortgage - Joey Cummings
April 11th, 2025 05:43 PM
Thank you, thank you, thank you. It was awesome getting to know you through this process. I am delighted that you had such a wonderful experience. Wishing you peace and joy in your home always.
My husband and I reached out to Joey to assist with purchasing a home and she made the experience exceptionally well. I previously heard all of these horror stories from other home buyers about their lenders and I was worried that we may have...
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Reply from Guild Mortgage - Joey Cummings
April 11th, 2025 04:47 PM
Thank you so much. I am grateful for your feedback. You all were a pleasure and a joy to serve. Thank you.
I guess I was not use to not used to all the requested paperwork.
Reply from Guild Mortgage - Joey Cummings
April 11th, 2025 03:45 PM
But you adjusted quickly, and we got you home. Congratulations on your beautiful home.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Chemikia J
Reply from Owner
March 22nd, 2025 02:57 AM
Thank you so very much.
Joey is very professional, knowledgeable and courteous . Her compassion for her job is unmatched! She gives her all to make sure her clients are well informed of the process , well equipped and confident in their decisions of homeownership!...
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Reply from Guild Mortgage - Joey Cummings
March 22nd, 2025 02:58 AM
Aweeee, thank you so very, very much. I appreciate your feedback tremendously.
Love everything about the company from landing out our plan from start to finish never had to worry about anything.if we had more companies like Guild Mortgage people would feel alot at ease.thank u Joey Cummings for everything did for me and...
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Reply from Joey Cummings
March 22nd, 2025 02:59 AM
Aweeee, thank you so much for taking the time to share your experience. I am grateful for your feedback.
OMG Joey Cummings at Guild Mortgage was amazing the whole way of my husband and I home purchase she made it soo easy for us very knowledgeable the company also give you every step of the way you are progressing in your home buying we was soo...
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Reply from Owner
March 22nd, 2025 03:02 AM
Ohhhhhhh, thank you so very, very much for your kind words. And thank you for giving me a shot and allowing me to serve you. I truly appreciate your business. I am so excited to now become your lifetime lender. : )
OMG hands down Joey Cummings was amazing helping my husband and I through this home purchase process she was truly amazing we never had such a knowledgeable and down to earth lender before she made our minds at ease by dealing with her I will...
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Reply from Guild Mortgage - Joey Cummings
March 22nd, 2025 03:03 AM
Thank you, thank you. I know that you had other options and I so happy to have earned your trust and confidence in my work. I wish you love, peace and joy in your new home.
My Husband and I was so Blessed to have Joey and her team helping us when we were purchasing our Beautiful home. I am always telling everyone how please we were. They caring, honest, patient and trustworthy.
Reply from Guild Mortgage - Joey Cummings
March 13th, 2025 01:29 AM
Thank you so much for your feedback, I appreciate you taking the time to share. Thank you.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.