Joe Rapchak
Mortgage Loan Officer | NMLS # 476407
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joe was wonderful to work with! Incredibly knowledgeable about the process and always responsive. Really nice guy who made what could have been a stressful experience relatively easy! Would definitely work with him again.
Reply from Joe Rapchak
June 16th, 2025 02:25 PM
Thank you so very much for allowing me to assist you with your financing. It was an absolute please working together and, as we discussed, please do reach-out with any questions or comments you may have. I look forward to maintaining contact...
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Professional experience with availability and responsiveness outside of normal business hours that I didn't get with other larger financial institutions.
Reply from Owner
January 30th, 2026 12:00 AM
Thank you kindly for the 5-star feedback!I’m so glad to hear you had a great experience. I know how important these moments are, and I’m thankful you chose me to guide you through the process. If you ever need help again — or know someone who...
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I've worked with Joe on a couple of houses and have come to rely on his expertise while his personality and lightning fast responses make the process of home purchasing a smooth transaction (at least on the mortgage side of things).
Reply from Joe Rapchak
May 30th, 2025 04:59 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
very happy with the process.. very professional
Reply from Joe Rapchak
March 11th, 2025 01:18 PM
Thank you for the opportunity to be of service, Eduard. I look forward to keeping in touch.
I'm now a satisfied homeowner thanks to Jovan Davis with Fitzgerald Finacial Group
Reply from Owner
January 30th, 2026 12:00 AM
Your satisfaction is my greatest reward! I'm delighted that I was able to answer all your questions and be available when you needed me. I appreciate your trust and wish you all the best in your new chapter. Please don't hesitate to reach out...
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Joe was very responsive and super fast with the whole mortgage application process. This was our first mortgage application and Joe made it super easy and explained everything we had questions about.
Reply from Joe Rapchak
February 25th, 2025 05:57 PM
Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
Joe Rapchak has received a review with 5 star rating from C O
Reply from Owner
January 30th, 2026 12:00 AM
Thank you!
Joe is knowledgeable and responsive. He was also good at managing my expectations about the process.
Reply from Joe Rapchak
February 10th, 2025 05:37 PM
Thank you v for your kind words, Bence. I am grateful for the opportunity to have been of service and very much look forward to maintaining contact in the the future. Congratulations on the purchase of your beautiful home.
Very communicative, informative and knowledgeable service. Whether it was working with myself, my realtor or the attorneys, Joe kept our unique home buying situation moving forward.
Reply from Joe Rapchak
February 8th, 2025 01:24 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
This is the 3rd time I have worked with Joe for mortgages. He is extremely knowledgeable and dedicated to his customer and this time was excellent (as always). Thank you oe for another great experience.
Reply from Joe Rapchak
October 28th, 2024 03:22 PM
You're most welcome and thank you so much for allowing me to assist, Brenda. It is always such a pleasure working with you. I look forward to keeping in touch.
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 476407
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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