Joe Rapchak
Mortgage Loan Officer | NMLS # 476407
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Joe is always very responsive and helpful in all aspects of the refinance process.
Reply from Joe Rapchak
October 7th, 2026 02:20 PM
Thank you for the priviledge of working with you again, Sir. I am most grateful and look forward to maintaining contact into the future.
Joe Rapchak has received a review with 5 star rating from John Y
Reply from Joe Rapchak
October 14th, 2026 04:56 PM
I am grateful for your positive feedback. It means a lot to know you had a great experience. Helping clients navigate the mortgage process and find the right fit whether it’s a VA loan, FHA loan or conventional mortgage is what I’m passionate...
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Joe is responsive and on the ball for everything!
Reply from Joe Rapchak
September 22nd, 2026 03:34 PM
I’m grateful for your positive words. I’m glad I could be a resource for you throughout the loan process. I’m here anytime to provide guidance on home loans, refinancing, or navigating interest rates.
Final week was stressful but being the first time home buyer, I kind of understand it later
Reply from Joe Rapchak
October 7th, 2026 02:21 PM
Thank you for allowing me to be of service, Alimamy. Wishing you both all the best in your wonderful new home.
You explained everything that was needed to Larry and I thouroughly.
The necessarry documents that were needed and you were true to your word.
We appreciate all the help that you gave us!! Thank you! SZ
Reply from Joe Rapchak
September 8th, 2026 06:05 PM
Your feedback really brightened my day. Thank you for that. It was great working with you, and I’m always available for any future lending needs such as VA loans, FHA loans, or conventional home loans.
Joe is the best! He was attentive to my needs and set realistic goals. He often went above and beyond in his duties .
Reply from Joe Rapchak
July 13th, 2026 07:38 PM
Thank you for allowing me to be of service, Dan. It was great getting to know you throughout the process. I look forward to maintaining contact into the future. I'm always only a phone call away.
Thanks for everything, you did a great job for me and my families.
Reply from Joe Rapchak
June 22nd, 2026 06:10 PM
Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
Thanks again Joe. It was a pleasure working with you and I appreciated your flexibility communicating at odd hours.
Reply from Joe Rapchak
March 30th, 2026 06:13 PM
Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
Joe Rapchak has received a review with 5 star rating from Ricardo E
Reply from Owner
February 21st, 2026 12:00 AM
Thank you!
Joe was exceptional -- this was the second time I was able to work with him to secure a mortgage. He was especially helpful in adapting to my realities as a small business owner; he shepherded me through the process of pulling necessary tax...
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Reply from Joe Rapchak
January 2nd, 2026 07:42 PM
Thank you so much for your kind words, Matt. I was honored to assist you and look forward to keeping in touch. Hope you have a healthy, happy and prosperous new year!
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS # 476407
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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