Joe Rapchak
Mortgage Loan Officer | NMLS # 476407
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Joe Rapchak and his whole team were absolutely phenominal throughout this entire process. All of the communication, emails, texts, phone calls, etc were timely and very productive. I have bought two homes in the past and this was by far the...
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Reply from Joe Rapchak
December 3rd, 2025 04:07 PM
Thank you very much for your kind words, Sir, and certainly for the opportunity to assist you with your mortgage financing.I very much enjoyed our work together and look forward to maintaining contact into the future. I am always only a phone...
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Joe and the rest of the folks that assisted with me and my partners getting a mortgage were extremely helpful, communication was great and always pleasant! Any future business I do in Maryland or surrounding area where I need mortgage/property...
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Reply from Joe Rapchak
December 3rd, 2025 02:03 PM
It was an absolute pleasure assisting you, Sir. We are most grateful for the opportunity to assist you with your financing.Please do always feel free to contact me with any questions or comments you may have at any time in the future.All the...
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We had such a great experience with Joe! So knowledgeable and took us through step by step and was very communicative.
Reply from Joe Rapchak
November 11th, 2025 03:52 PM
Thank you for your feedback! I have enjoyed working with you,
Jovan is the best! If you’re looking into mortgaging she is your go to. She was incredibly patient, helpful, and supportive throughout the entire process. She will put in maximum effort to find the perfect loan for you.
Reply from Owner
January 30th, 2026 12:00 AM
Thank you for your kind review Alima!
Truly phenomenal expertise and proactive support in every phase of the process. Joe's attention to detail and personal support were extraordinary!
Reply from Joe Rapchak
October 19th, 2025 07:49 PM
It was truly an honor and a privilege assisting you with your mortgage financing, Sir. Thank you for allowing me to be part of the team. I look forward to maintaining contact into the future. Thanks again.
Joe was very helpful through the loan proces, readily available and able to answer any questones I had for him.
Reply from Joe Rapchak
October 4th, 2025 12:42 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
Joe is always available and happy to help!
Reply from Joe Rapchak
September 16th, 2025 04:27 PM
Thank you, Steve. It really was great getting to know you. Thank you very much for your kind review and certainly for allowing me to assist with your mortgage financing. All the best to you and Sarah in your new, beautiful home!
Joe was very responsive and really asked us through the entire loan process. We didnt know a lot about buying a home or taking on a mortgage and we now go into home ownership with a lot of knowledge and confidence.
Reply from Joe Rapchak
September 16th, 2025 12:48 PM
Thank you so very much for your kind words. Thank you again for the opportunity to be of service. I was such a pleasure working with you and Steve. I look forward to keeping in touch into the future.
Jovan Davis is Very good loan officer 👌
Reply from Joe Rapchak
July 13th, 2026 07:40 PM
She is the best!
Jovan Davis is the best loan officer ever. Her proactive communication, her patience, her willingness to work with me find a tailored solution for my unique financial situation was the icing on the cake. If you are first time homebuyers, or...
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Reply from Owner
January 30th, 2026 12:00 AM
I'm grateful for your positive feedback, Momo. I hope that you can count on me for all your future mortgage needs!
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Pacific Standard Time (PST)
Licenses
- NMLS # 476407
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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