

Joe Rapchak
Mortgage Loan Officer | NMLS # 476407

The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Expertise in the mortgage business and the frequent and effective communications and reponsiveness.
Reply from Joe Rapchak
September 23rd, 2023 07:30 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
Ease of access. Communication. Patience
Reply from Joe Rapchak
February 7th, 2024 04:57 PM
I'm really glad to hear that your experience with FitzGerald Financial was a positive one, Omar. Your kind words and high rating mean a lot to me. I always aim to offer easy access, good communication, and patience to ensure a smooth mortgage...
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Joe was a phenomenal loan officer. Communicative and clear, he always got back to me quickly and answered all my questions. I could not have asked for a better mortgage experience.
Reply from Joe Rapchak
February 7th, 2024 04:59 PM
I'm truly humbled by your review, Noah. It was my pleasure to assist you in this process and I'm glad I was able to provide a satisfying mortgage experience for you. Your kind words and high rating mean a lot to me and to all of us at FitzGerald...
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Joe,
Thank you for bringing us through this home purchase.
Reply from Joe Rapchak
February 7th, 2024 05:00 PM
I sincerely appreciate your kind words, Frank. It was a pleasure assisting you with your home purchase. Your satisfaction is the core of FitzGerald Financial's mission, and hearing that we accomplished that goal for you is incredibly rewarding....
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Constant communication and easy use of App.
Reply from Joe Rapchak
February 7th, 2024 05:00 PM
Thank you Lisa!
This is the third time I have used Joe Rapchak as my Loan Officer and each time has been easier and easier. I was able to get a fantastic rate and lock it in so quickly. I highly recommend Joe for any friends and family.
Reply from Joe Rapchak
February 7th, 2024 05:01 PM
Thank you so much, Emily, for your positive feedback and for choosing me as your Loan Officer for the third time. I'm thrilled to know that each time has been a hassle-free experience for you. It's been my pleasure to assist you in securing...
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Very responsive and overall pleasure to work with. Took the time to explain everything about the process and went above and beyond to make sure we had accurate information throughout the process.
We had a great experience with Joe and he helped us getting the house that we love. The pre-approval was done quickly and after that every communication was clear and timely. Joe is not only a processional but also extremely courteous and friendly....
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Joe is a consumate professional of his trade, who is happy to take the time to educate the buyer on market conditions and best practices to ensure that they are recieving the best deal possible. He is happy to crack a joke, and is absolutely...
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Great communication and availability, good advice, patience explaining process to a new buyer.
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 476407
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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