Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We were locked into a loan the week before closing and the buyer of my home had a problem with his buyer. His loan fell through therfore my loan fell through. None of this was caused by Joel of Atlantic Bay Mortgage. Joel resubmitted my loan...
read more
Reply from Joel Ridings
August 8th, 2025 01:29 PM
Thank you so much for the kind words Bob! Great working with you, and glad we were still able to get you in your new home!
It seemed like the two people (Krista & Kelly) who did the most communication with us were not communicating with each other. Kelly did not answer questions that were asked from the get go on at least 2 occassions and even misread bank statements...
read more
Reply from Joel Ridings
August 8th, 2025 01:30 PM
Thank you for the feed back Mikala. I know sometimes the paperwork side of all this can be a lot. Sometimes what we get the underwriter needs something different. I am sorry for any inconvenience all that caused you. But I hope you are enjoying...
read more
Great team in Greenwood
Reply from Owner
January 14th, 2026 12:52 PM
Thanks Travis!
Great communication! Joel and his team was excellent...
Reply from Joel Ridings
July 20th, 2025 05:21 PM
Thank you so much for the great review!
A lot of back and forth using the VA for lending
Reply from Joel Ridings
July 20th, 2025 05:21 PM
Thank you for the 5 star review Marcus! I know there were a lot of moving parts with this being a renovation loan, but glad we were able to get everything done for you.
Everything was smooth and communication was top tier!
Reply from Joel Ridings
July 6th, 2025 03:37 PM
Thank you so much for the great review! Great working with you :)
Joel C. Ridings has received a review with 4 star rating from Farrah M
Reply from Owner
February 19th, 2026 05:49 PM
Thank you so much Farrah! It was great working with you :)
Joel was very compassionate and understanding. He was extremely knowledgeable, supportive and understanding. Regardless of any hiccups I would still have him on my next purchase.
Reply from Joel Ridings
July 2nd, 2025 11:52 PM
Thank you so much for the kind words Farrah! I am so happy you were able to get into your new home. I hope you enjoy it for years to come.
Joel C. Ridings has received a review with 5 star rating from Nena L
Reply from Owner
January 14th, 2026 12:52 PM
Thank you Nena!
Joel and his entire team were very helpful from day 1! Dependable and precise!
Reply from Joel Ridings
July 2nd, 2025 11:52 PM
Thank you so much Nena! Always a pleasure working with you.
51–60 of 417
About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
View All
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.