Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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Reviews from Web
Easy to work with and will explain everything to you throughout the whole process. Superb service!
Reply from Joel Ridings
November 19th, 2025 04:26 PM
Thank you so much for the kind words and great review. Always great working with you, Tyler.
Everything was great. The team was very helpful and kind. Was a pleasure.
Reply from Joel Ridings
November 17th, 2025 06:07 PM
Thank you so much for the kind words and 5-star review. It is always great working with you :)
Thank you for all your help
Reply from Joel Ridings
November 13th, 2025 02:51 PM
You are very welcome Bruce! Always great working with you
Very cordial and helpful with any questions or concerns. Available almost any time I needed help or had a question.
Reply from Joel Ridings
October 2nd, 2025 02:41 PM
Thanks so much for the great review Tanner! It was great working with you and I hope you are enjoying your home!
Excellent experience everybody had an attitude and was very helpful
Reply from Joel Ridings
September 14th, 2025 05:16 PM
Thank you so much for the kind words and great review! It was great working with you and I hope you enjoy your new home
N/A..........
Reply from Joel Ridings
September 8th, 2025 02:29 PM
Thank you for the 5 star review Jocelyn. It was a pleasure working with you
Joel was phenomenal to work with. As busy as he is I always felt like I was his top priority. He was patient and always took time to explain all my questions in detail.Thank you for all you've done for me. I look forward to doing business with...
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Reply from Joel Ridings
September 2nd, 2025 03:45 PM
Thank you so much for the kind words Tina. It was great working with you you and I appreciate you so much :)
Joel C. Ridings has received a review with 5 star rating from Kim E
Reply from Owner
January 14th, 2026 12:52 PM
Thank you, Kim!
We thank you and your team for everything and would highly recommend you to others . Thanks again
Reply from Joel Ridings
August 20th, 2025 12:43 PM
Always great working with you Kim. Thank you so much for the great review :)
You helped make this experience as smooth as possible and were always available for any questions I had and I'm so grateful for that.
Reply from Joel Ridings
August 19th, 2025 01:50 PM
I am so glad I was able to help you get your new home. I really appreciate the great review!
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About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.