Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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Joel went out of his way to make buying a house a great experience. His wife and him did a great job and I would recommend them to anybody. I love them!!
Reply from Joel Ridings
January 11th, 2019 06:10 PM
Thank you so much Melissa!!
We started working with Joel when the original loan officer/lender we were using messed up and almost caused us to lose the house we were buying. The difference between Joel and the other lender was night and day. Joel is all around the best...
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I would recommend Joel to anyone he was wonderful and extreamly helpful to my husband and I as we were first time home buyers and didn’t have a clue as to all the information that we would need!! He walked us through everything and even worked...
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Reply from Owner
May 3rd, 2018 12:00 AM
Thank you so much. I really enjoyed working with you, and so glad that I could help!
One of the best Lenders around whom truly care about making you a homeowner!! Thanks Joel for all of your hard work!!! It was greatly appreciated !!! & Merry Christmas & a Happy New Year!!
Joel was very helpful in every way and could answer any question I had.. He was veer responsive at all times. Even helped ij finding the home and was very direct om everything I needed. I would highly recommend him to anyone.
Joel was excellent and i highly reccomend him. He was always available, answered all my questions and made the lender process smooth and easy. It was a pleasure working with him.
Joel C. Ridings has received a review with 5 star rating from Adam F S
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About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.