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Joel C. Ridings - Area Manager in Greenwood, SC

Joel C. Ridings

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Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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5 Star
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Reviews from Web
  • 3rd Party Review
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    Clarissa H
    Greenwood, SC
    Posted on December 10th, 2019 10:38 AM
    Thank you for helping me make my dream come true. Thank you for the excellent customer service.
    Reply from Joel Ridings
    August 13th, 2024 03:47 PM
    You are so welcome! glad to be a part of it :)
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    Angela E V
    Posted on December 5th, 2019 02:26 PM
    Joel C. Ridings has received a review with 5 star rating from Angela E V
  • 3rd Party Review
    R
    Rhenkeshia G
    Greenwood, SC
    Posted on November 27th, 2019 12:49 PM
    Great job!!thanks for everything!wouldn't change a thing continue given it your best.
    Reply from Joel Ridings
    August 13th, 2024 03:47 PM
    Thank you so much for the kind words :)
  • 3rd Party Review
    L
    Lakeisha Q
    Greenwood, SC
    Posted on November 15th, 2019 12:39 PM
    The Alantic Bay team was very professional,they was always there when you needed them, answered all questions, responded to all phone calls even if I left voicemails in a timely manner....GREAT TEAM!!
    Reply from Joel Ridings
    August 13th, 2024 03:48 PM
    Thank you so much for the awesome review Lakeisha :)
  • 3rd Party Review
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    Diane M
    Greenwood, SC
    Posted on November 15th, 2019 12:39 PM
    I am not a local native. Had never met Joel and actually had another mortgage contact I had used in the past.My realtor mentioned if that didn’t work out Joel was a good one to call too. I don’t know why I called him but I did.Joel and his...
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    Reply from Joel Ridings
    August 13th, 2024 03:49 PM
    Thank you so much for all the kind words. So glad I was able to help, and really enjoyed working with you :)
  • 3rd Party Review
    K
    Kadijah P
    Greenwood, SC
    Posted on November 15th, 2019 12:39 PM
    Joel and his team was very helpful and I'm very thankful for him.
  • 3rd Party Review
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    Roy C
    Greenwood, SC
    Posted on November 13th, 2019 02:21 PM
    Joel and Katherine we’re both very knowledgeable and excellent to work with. They’re quick to return a telephone call and willing to answer any question you might have.
    Reply from Joel Ridings
    August 13th, 2024 03:49 PM
    Thank you so much, Roy!
  • 3rd Party Review
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    Anthony A
    Greenwood, SC
    Posted on November 13th, 2019 02:21 PM
    5 star customer review
    Reply from Joel Ridings
    August 13th, 2024 03:49 PM
    Thank you so much!
  • 3rd Party Review
    A
    Anthony A
    Greenwood, SC
    Posted on November 13th, 2019 02:21 PM
    5 star customer review
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    Diane M
    Posted on November 9th, 2019 05:10 PM
    I didn’t know Joel until this transaction. Joel and his team went above and beyond for over a year. They endured every bump in the road as the houses fell through and up until the very one! Joel took care of all business, kept me in the loop...
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    Reply from Joel Ridings
    November 12th, 2019 07:33 PM
    Thank you so much Diane! You were a pleasure to work with and I appreciate you more than you will ever know.
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    About
    Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Bank Statement Loans
    Specialities
    Conventional Mortgage
    FHA Mortgage
    USDA Mortgage
    VA Mortgage
    Conventional, FHA, USDA, and VA Construction Loans
    Down Payment Assistance Programs
    Conventional, FHA, and VA Renovation Loans
    Cash Out Refinance
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Greenwood, SC Chamber of Commerce
    • Lakelands Homebuilders Association
    • Greenwood Association of Realtors
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1476316
    • Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
    Gallery
    Joel C. Ridings - Gallery Photo
    Joel C. Ridings - Gallery Photo
    Achievements
    • Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
    Hobbies
    • Gardening
    • Home remodeling and renovation
    • Boating
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    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.