Joel C. Ridings's Cover Image
Joel C. Ridings - Area Manager in Greenwood, SC

Joel C. Ridings

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Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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5 Star
97%
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Reviews from Web
  • 3rd Party Review
    G
    Georgia J
    Greenwood, SC
    Posted on August 3rd, 2020 11:01 PM
    5 star customer review
  • 3rd Party Review
    L
    Leon J
    Greenwood, SC
    Posted on July 30th, 2020 06:19 PM
    My experience with Atlantic bay mortgage was great your patients kind words and concerns made it all worth the wait..thank you
  • 3rd Party Review
    C
    Christopher W
    Greenwood, SC
    Posted on July 30th, 2020 06:19 PM
    Could have not improved anything. Everything was perfect. Joel is great.
  • 3rd Party Review
    B
    Brandon W
    Greenwood, SC
    Posted on July 2nd, 2020 03:25 PM
    Great group. No complaints.
  • 3rd Party Review
    R
    Randall L
    Greenwood, SC
    Posted on June 25th, 2020 09:33 AM
    Great job from beginning to end. Answered questions and always courteous.
  • 3rd Party Review
    J
    John P
    Greenwood, SC
    Posted on June 22nd, 2020 10:05 AM
    5 star customer review
  • 3rd Party Review
    H
    Hilda C
    Greenwood, SC
    Posted on June 18th, 2020 11:04 AM
    Hilda Crisman we will only use Atlantic Bay, Joel Ridings is the absolute best to work with. He keeps you informed, gives a clear picture of what to expect. We just closed on second loan with AB and it was stress free thanks to Joel, Katherine,...
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  • 3rd Party Review
    H
    Hilda C
    Greenwood, SC
    Posted on June 15th, 2020 06:10 AM
    Atlantic Bay Mortgage is the best experience in obtaining a mortgage loan that I have ever had. Joel Ridings does a great jobs for his clients.
  • 3rd Party Review
    T
    Tershara W
    Greenwood, SC
    Posted on June 11th, 2020 10:59 AM
    5 star customer review
  • 3rd Party Review
    A
    Anna G
    Greenwood, SC
    Posted on June 11th, 2020 10:59 AM
    Excellent to work with, very fast to respond and helpful with questions.
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    About
    Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Bank Statement Loans
    Specialities
    Conventional Mortgage
    FHA Mortgage
    USDA Mortgage
    VA Mortgage
    Conventional, FHA, USDA, and VA Construction Loans
    Down Payment Assistance Programs
    Conventional, FHA, and VA Renovation Loans
    Cash Out Refinance
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Greenwood, SC Chamber of Commerce
    • Lakelands Homebuilders Association
    • Greenwood Association of Realtors
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1476316
    • Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
    Gallery
    Joel C. Ridings - Gallery Photo
    Joel C. Ridings - Gallery Photo
    Achievements
    • Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
    Hobbies
    • Gardening
    • Home remodeling and renovation
    • Boating
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    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.