Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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Superb attention to detail, communication and service!
Y’all were amazing. Made the process for me so smoothly and I’m so grateful because it was my 1st time and everything was wonderful.
Joel, thank you for all your help! You made the process very smooth for us.
Easy process and joel was very helpful and insightful always a pleasure when dealing with them
4 star customer review
I am glad I chose Atlantic Bay Mortgage Group to facilitate the purchase of my new home. While the process itself was somewhat overwhelming Atlantic Bay made it bearable and easy to understand. The staff was very supportive and available to...
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We enjoyed our whole experience with Atlantic Bay from beginning to end. Joel Ridings was amazing and very helpful through it all.
5 star customer review
My real estate agent recommended Joel Ridings to me to help with my home purchase. I’m glad I took her advice. He and his staff were very friendly and helpful throughout the process. They addressed my concerns in a timely manner and we closed...
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Reply from Joel C. Ridings - Area Manager, Atl...
August 11th, 2020 03:40 PM
We’re happy to hear you had a great experience Rebecca! Thanks for taking the time to share your review.
Atlantic Bay Mortgage Group is the company to use if you are purchasing a home in South Carolina. They make the process easy to understand and address all your needs. I definitely would recommend them for home purchasIng
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About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.