Joel C. Ridings's Cover Image
Joel C. Ridings - Area Manager in Greenwood, SC

Joel C. Ridings

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Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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5 Star
97%
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3%
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Reviews from Web
  • 3rd Party Review
    H
    Howard D
    Greenwood, SC
    Posted on December 20th, 2021 03:52 PM
    Everything went well. I was very pleased with the attention to each next step and the communication back and forth with me on these steps and explaining them. Each person I dealt with was responsive and professional. It's nice not to have to...
    read more
  • 3rd Party Review
    E
    Erik F
    Greenwood, SC
    Posted on December 17th, 2021 12:10 PM
    The experience with Joel's team went above expectation...they made the process easy. It was also a pleasant surprise to seem Joel at our closing.
  • 3rd Party Review
    A
    Angela C
    Greenwood, SC
    Posted on December 13th, 2021 10:46 AM
    I loved working with Atlantic Bay! Joel Riddings of Greenwood SC is a great person who, I think really care about you. If you can’t figure something out. He will go out of his way to help you an make this type of experience as unstressfull...
    read more
  • 3rd Party Review
    D
    David P
    Greenwood, SC
    Posted on December 13th, 2021 10:46 AM
    Joel and his team were fantastic. Incredibly responsive to all of our questions and needs
  • 3rd Party Review
    H
    Holly C
    Greenwood, SC
    Posted on December 9th, 2021 04:43 PM
    Joel and staff were so super helpful and great to work with!!
  • 3rd Party Review
    M
    Martha S
    Greenwood, SC
    Posted on December 9th, 2021 04:43 PM
    Amazing company to work with. Atlantic Bay Mortgage has changed my life in the most beautiful way. I have my own house. Thank you!
  • 3rd Party Review
    M
    Margie C
    Greenwood, SC
    Posted on December 6th, 2021 08:11 AM
    I was very satisfied with you.
  • 3rd Party Review
    T
    T'Keyah H
    Greenwood, SC
    Posted on December 6th, 2021 08:11 AM
    None at this time
  • 3rd Party Review
    S
    Senita S
    Greenwood, SC
    Posted on December 6th, 2021 08:11 AM
    I was always kept in the loop on the process to the end. All were professional.
  • google
    S
    Stanley C
    Posted on December 2nd, 2021 10:24 PM
    Joel C. Ridings has received a review with 5 star rating from Stanley C
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    About
    Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Bank Statement Loans
    Specialities
    Conventional Mortgage
    FHA Mortgage
    USDA Mortgage
    VA Mortgage
    Conventional, FHA, USDA, and VA Construction Loans
    Down Payment Assistance Programs
    Conventional, FHA, and VA Renovation Loans
    Cash Out Refinance
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Greenwood, SC Chamber of Commerce
    • Lakelands Homebuilders Association
    • Greenwood Association of Realtors
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1476316
    • Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
    Gallery
    Joel C. Ridings - Gallery Photo
    Joel C. Ridings - Gallery Photo
    Achievements
    • Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
    Hobbies
    • Gardening
    • Home remodeling and renovation
    • Boating
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    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.