Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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Joel C. Ridings has received a review with 5 star rating from Ryan F
Reply from Owner
August 27th, 2026 10:45 PM
Thank you, Ryan!
I love working with you and your team. You made it as painful as possible for me both times. Thank you so much.
Reply from Joel C. Ridings
September 1st, 2026 02:24 PM
Thank you, Jennifer, for your kind words and the 5-star review. I'm grateful to know that working with me and my team was a positive experience for you. If you ever need anything in the future, please feel free to reach out.
Will answer any questions you have or explain things you don't understand
Reply from Joel Ridings
November 12th, 2024 09:21 PM
I'm delighted to hear about your positive experience, Marquitta. It is my chief priority to ensure that all my customers fully understand every step of the loan process and I'm glad I could assist you in this regard. Your feedback is appreciated...
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I was so pleased and happy working with yall! Katherine made this entire process truly a memorable one. I will forever sing yalls praises!
Reply from Joel C. Ridings
September 1st, 2026 02:28 PM
I'm truly grateful for your kind words, Tracy. It's wonderful to hear that Katherine and I were able to make your experience memorable. Thank you for your trust and support!
fast service
Reply from Joel C. Ridings
September 1st, 2026 02:28 PM
I'm pleased to hear that you found the service fast, Bruce. Thank you for your feedback.
Thank you so much for your time & caring for me during this time. You really helped to cross all "T"s & dot all "I"s.
Reply from Joel C. Ridings
September 1st, 2026 02:28 PM
I appreciate your kind words, Dorothy. I'm glad I could assist you and make sure everything was in order. Thank you for trusting me with your loan process.
I appreciated your willingness to answer questions and to give guidance to me during the loan process.
Thank you for the excellent service and support! It has been a wonderful experience.
Joel and his team were incredibly responsive and made the entire process a pleasure
Joel and Katherine make home buying easy! They held my hand every step of the way. This is the second home I have purchased with their help and I would definitely use them again!
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About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.