Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joel was incredibly communicative. I got regular end-of-day status emails. We had a huge hurdle to get through at no fault of my own file or Joel's. He went over and above to resolve the issue, and I could count on him more than my own realtor....
read more
Reply from Joel Richardson
November 3rd, 2025 03:54 PM
Thank you for the perfect rating! It was a pleasure working with you.
Very easy interactions. Better interest rate and fees than competitors.
Reply from Joel Richardson - First Community M...
October 27th, 2025 02:05 PM
Glad we could help your family move to South Austin, Jerold! Yes-- we try to make everything easy for our customers. Thanks for noticing!
I really knew very little about this process going in, and Joel's knowledge and patience were invaluable resources.
Reply from Joel Richardson - First Community M...
October 22nd, 2025 09:59 PM
Hey Aaron-- we love helping first time buyers. Your questions were great and it was fun walking you through everything.
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Rich W
Reply from Owner
December 30th, 2025 03:52 PM
Rich, it was a pleasure helping ya'll move to Hutto. I wish you many happy years there :)
Joel's knowledge and systems in place to curate the whole experience.
Reply from Joel Richardson - First Community M...
October 13th, 2025 01:28 PM
Thanks so, much, Richard. It was a pleasure working with ya'll on your move to Hutto. We wish you many happy years there!!
Robert W
Burleson, TX
Posted on October 3rd, 2025 12:54 PM
Joel has been the only person I have used for almost 30+ years. Way back when he was with Willamette Mortgage if i remember correctly. He has been with a few companies over the years, but always stays in contact. Joel's honesty, integrity,...
read more
Reply from Joel Richardson - First Community M...
October 3rd, 2025 02:20 PM
Thanks, Robert-- yes, you've been a client for a really long time, and I appreciate it very much. I wish your family the best in your move up to the Fort Worth area! Thank you!!
Joel was communicative from start to finish. always taking time to answer my calls , texts, and emails, i I was in the loop until the end. Solid experience and look forward to partnerikg with him in the future .
read more
Reply from Joel Richardson - First Community M...
September 27th, 2025 02:24 PM
Thank you so much, Adam. Enjoy your new home in Georgetown-- we wish you the best!!
Joel is always responsive and gladly answers questions. He explains the process and coordinates with the realtor and title company. I only work with Joel for my mortgage needs.
Reply from Owner
September 27th, 2025 02:25 PM
Thank you, Jackie-- we love helping repeat clients and you and Barry are very special to me. Good luck in your new home!!
Joel is always responsive and gladly answers questions. He explains the process and coordinates with the realtor and title compnay.
Reply from Joel Richardson - First Community M...
September 2nd, 2025 01:23 PM
thanks, Jackie. Glad we could help you-- again! Repeat customers are always the best. We wish you the best in your new home!!
As a first time home buyer, Joel provided me with all the information I needed to be stress free going through the buying process. Joel was extremely communicative and answered any questions I had in a timely manner. He was transparent throughout...
read more
Reply from Joel Richardson - First Community M...
August 22nd, 2025 01:12 PM
Thank you for the kind words, Andrew! We love helping first time home buyers navigate the process. We wish you many happy years in your new home!!
51–60 of 145
About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
View All
Hobbies
- Huns Rugby Football Club
- running
- skiing
View All
Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
NMLS Consumer Access
Privacy Policy
Accessibility Policy
State Licensing Information