

Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881


Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Joel is always responsive and gladly answers questions. He explains the process and coordinates with the realtor and title compnay.
Reply from Joel Richardson - First Community M...
September 2nd, 2025 01:23 PM
thanks, Jackie. Glad we could help you-- again! Repeat customers are always the best. We wish you the best in your new home!!
As a first time home buyer, Joel provided me with all the information I needed to be stress free going through the buying process. Joel was extremely communicative and answered any questions I had in a timely manner. He was transparent throughout...
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Reply from Joel Richardson - First Community M...
August 22nd, 2025 01:12 PM
Thank you for the kind words, Andrew! We love helping first time home buyers navigate the process. We wish you many happy years in your new home!!
Joel and his team were amazing. Responsive, professional and helpful.
Reply from Joel Richardson
August 2nd, 2025 03:56 PM
I'm happy you enjoyed your experience and I'm looking forward to having you again as a customer for life. Thank you for the review!
Constant communication. Availability. Expaination of process.
Reply from Joel Richardson
July 30th, 2025 12:24 PM
I'm happy you enjoyed your experience and I'm looking forward to having you again as a customer for life. Thank you for the review!
Joel made every step of the process convenient and easy. Highly recommend
Reply from Joel Richardson
July 30th, 2025 12:22 PM
Thank you for the 5-Star review. If you need anything, feel free to give me a call.
Very quick process
Always available to answer questions
Good communication
Reply from Joel Richardson
July 29th, 2025 02:38 PM
Thank you for the perfect rating! It was a pleasure working with you.
Joel was very professional, extremely patient, kind and stayed on top of things. Will recommend him to friends needing a lender.
Reply from Joel Richardson
July 2nd, 2025 05:49 PM
Thank you for the perfect rating! It was a pleasure working with you.
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Blake M
Reply from Owner
August 7th, 2025 07:41 PM
I love repeat customers and thank you for coming back to us, Blake. I really appreciate the repeat business!!
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Blake M
Reply from Joel Richardson
June 13th, 2025 08:55 PM
Thank you for the perfect rating! It was a pleasure working with you.
Joel was great to work with from the first call to closing. He communicated consistently and helped us understand the process. He worked quickly and got everything done for us in a shorter than normal timeframe. He is a true professional in...
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Reply from Joel Richardson
June 7th, 2025 12:56 PM
I really appreciate the feedback and am looking forward to working with you again!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)

- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)

Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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