Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Joel was very knowledgable and helpful throughout the entire process. He was punctual on forwarding information and communicated everything very effectively. I'm grateful he was able to represent me during this important time in my life.
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Reply from Joel Richardson - First Community M...
November 5th, 2025 05:40 PM
Thanks for the kind words, Jeffery. Congrats on the new home-- we love helping first time buyers! I'm sure you'll love your new home and neighborhood!
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Heidi P
Reply from Owner
October 29th, 2025 06:43 PM
thanks for the 5 star review, Heidi! It was a pleasure helping you buy your downtown Austin condo!
Joel was incredibly communicative. I got regular end-of-day status emails. We had a huge hurdle to get through at no fault of my own file or Joel's. He went over and above to resolve the issue, and I could count on him more than my own realtor....
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Reply from Joel Richardson
November 3rd, 2025 03:54 PM
Thank you for the perfect rating! It was a pleasure working with you.
Very easy interactions. Better interest rate and fees than competitors.
Reply from Joel Richardson - First Community M...
October 27th, 2025 02:05 PM
Glad we could help your family move to South Austin, Jerold! Yes-- we try to make everything easy for our customers. Thanks for noticing!
I really knew very little about this process going in, and Joel's knowledge and patience were invaluable resources.
Reply from Joel Richardson - First Community M...
October 22nd, 2025 09:59 PM
Hey Aaron-- we love helping first time buyers. Your questions were great and it was fun walking you through everything.
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Rich W
Reply from Owner
December 30th, 2025 03:52 PM
Rich, it was a pleasure helping ya'll move to Hutto. I wish you many happy years there :)
Joel's knowledge and systems in place to curate the whole experience.
Reply from Joel Richardson - First Community M...
October 13th, 2025 01:28 PM
Thanks so, much, Richard. It was a pleasure working with ya'll on your move to Hutto. We wish you many happy years there!!
Robert W
Burleson, TX
Posted on October 3rd, 2025 12:54 PM
Joel has been the only person I have used for almost 30+ years. Way back when he was with Willamette Mortgage if i remember correctly. He has been with a few companies over the years, but always stays in contact. Joel's honesty, integrity,...
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Reply from Joel Richardson - First Community M...
October 3rd, 2025 02:20 PM
Thanks, Robert-- yes, you've been a client for a really long time, and I appreciate it very much. I wish your family the best in your move up to the Fort Worth area! Thank you!!
Joel was communicative from start to finish. always taking time to answer my calls , texts, and emails, i I was in the loop until the end. Solid experience and look forward to partnerikg with him in the future .
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Reply from Joel Richardson - First Community M...
September 27th, 2025 02:24 PM
Thank you so much, Adam. Enjoy your new home in Georgetown-- we wish you the best!!
Joel is always responsive and gladly answers questions. He explains the process and coordinates with the realtor and title company. I only work with Joel for my mortgage needs.
Reply from Owner
September 27th, 2025 02:25 PM
Thank you, Jackie-- we love helping repeat clients and you and Barry are very special to me. Good luck in your new home!!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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