Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Lizbeth M
Reply from Owner
August 7th, 2025 07:42 PM
Thank you, Liz, for allowing us to help you with your transition to Bastrop. Welcome to Central Texas!!
Joel and his team went above and beyond for our family. We were on a time crunch and their support helped us meet our desired closing date. Thank you!
Reply from Joel Richardson
June 4th, 2025 05:10 PM
I'm honored you allowed me to assist. Thank you for the 5-star review! Let me know if I can help you in the future.
Joel did a great job communicating and helping me troubleshoot through an evolving situation
Reply from Joel Richardson
May 11th, 2025 01:39 PM
Thank you for the perfect rating! It was a pleasure working with you.
Help and guidance was there every step of the way. Joel and his team worked very fast!
Reply from Joel Richardson
May 10th, 2025 01:42 PM
I really appreciate the feedback and am looking forward to working with you again!
What made our experience great was the outstanding support and care Joel and his team provided throughout the entire home buying process. As French nationals unfamiliar with the U.S. system, we had a lot to learn, and Joel took the time to...
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Reply from Joel Richardson
May 9th, 2025 12:16 AM
I really appreciate the feedback and am looking forward to working with you again!
As French nationals, the US home buying process was completely new to us, but Joel and his team guided us every step of the way with incredible patience and care. After comparing several lenders, Joel’s offer was by far the most competitive....
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Joel was a great lending partner for us during the process of buying our most recent home. The entire process felt very “old school” in the best possible way— I got to talk my situation over with Joel and get meaningful input before getting...
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Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Erin G
Reply from Joel Richardson
April 29th, 2025 12:51 PM
Thank you so much for your business and for the 5-star review!
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Madison B
Reply from Owner
August 7th, 2025 07:43 PM
Another repeat customer! Thanks Madi-- we'll miss you in Austin but happy for you on your transition to Ft Worth
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Madison B
Reply from Joel Richardson
April 11th, 2025 03:42 PM
It was great working with you. Thanks again for putting your trust in me.
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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