Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Worked hard to get me the best mortgage he could
Reply from Owner
August 7th, 2025 07:35 PM
Thank you for entrusting us with your mortgage needs for your first home purchase. I know you'll love San Antonio!
Joel was very communicative, even at odd hours, and made sure any questions I had were addressed quickly
Reply from Joel Richardson - First Community M...
August 7th, 2025 07:36 PM
Congrats on being a new home owner! I love helping first time buyers!! Thanks for allowing us to be part of the celebration.
Joel never seems to disappoint. I have worked in and with service professionals for 10+ years, and Joel is one of the most responsive and comprehensive professionals I have ever worked with. I plan to do many more deals in the future, and Joel...
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Reply from Joel Richardson - First Community M...
September 15th, 2026 01:10 PM
Thanks for the kind words, Wade. As a fellow financial professional-- that's what we try to do! Solid and timely advice to help our customers achieve their goals. Best of luck to you and your family in your new home!
Joel and his team were efficient and rsponsive to needs and questions that arose during the course of the transaction; from preapproval through closing.
Reply from Joel Richardson - First Community M...
September 5th, 2026 06:10 PM
Congrats on your new home purchase, Phil! Though we're 1000 miles away from you, thank you for entrusting us with your home loan needs!
Joel was amazing! So communicative, so attentive, so organized, so understanding. He had excellent reviews online which is why I called in the first place, and I was shocked initiallt when he answered the phone - a human being working at a...
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Reply from Joel Richardson - First Community M...
September 1st, 2026 01:19 PM
that's so kind, Akhil. We diligently work to add a human touch to all the tools technology provides. Afterall, a human is buying the house, not a chatbot. Welcome to Austin!
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Rajendra P
Reply from Joel Richardson - First Community M...
August 27th, 2026 04:11 PM
Thank you for the great rating, Rajendra! I'm glad to know you had a positive experience.
Very clear communication. Polite and friendly interaction. Fully competent loan processor
Reply from Joel Richardson - First Community M...
August 21st, 2026 03:40 PM
thanks, Raj! ya'll were great to work with, too. Buying investment properties from out of state can sometimes be tricky, so I'm happy we could help-- and I agree, my processor, Erica, is the best.
You guys have always been so nice and helpful to me.
Reply from Joel Richardson - First Community M...
August 21st, 2026 02:09 PM
aahhh, thanks Amber! We appreciate that. We try our best!! Thanks for coming back to us for your refinance.
Overall very impressive communication skills , joel always got back to me promptly. The team was very helpful overall.
Reply from Joel Richardson - First Community M...
August 17th, 2026 01:54 PM
thanks, Grant. That's the goal around here. We wish you many happy years out in Lakeway!!
Working with Joel was such a pleasure! He made the process as easy as possible
Reply from Joel Richardson - First Community M...
August 5th, 2026 02:08 PM
Thanks Anna! Happy to help you and your family move into that gorgeous home in Central Austin. What a great neighborhood and I know you'll enjoy it!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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