Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
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Business Hours
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8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Worked hard to get me the best mortgage he could
Reply from Owner
August 7th, 2025 07:35 PM
Thank you for entrusting us with your mortgage needs for your first home purchase. I know you'll love San Antonio!
Joel was very communicative, even at odd hours, and made sure any questions I had were addressed quickly
Reply from Joel Richardson - First Community M...
August 7th, 2025 07:36 PM
Congrats on being a new home owner! I love helping first time buyers!! Thanks for allowing us to be part of the celebration.
Clear and Timely communication.
Reply from Joel Richardson - First Community M...
November 5th, 2026 07:12 PM
thanks Zane-- it was a pleasure helping you get into your first home!!!
Excellent communication and service from Joel and his team. When I needed something, he was responsive and informative. I'd strongly recommend Joel. This is the second time I've worked with Joel and it will not be the last!
Reply from Joel Richardson - First Community M...
November 4th, 2026 07:52 PM
Thanks for the kind words, Liam. Investors are one of my specialties as we figure out ROI, cash flow and break-evens. I look forward to helping you on your next rental home!
Joel was very responsive to calls and texts. He communicated in a clear and concise manner that I understood all the details of the mortgage. I would highly recommend for anybody looking for banking options.
Reply from Joel Richardson - First Community M...
November 4th, 2026 07:49 PM
Thanks Justin! Appreciate ya'll coming to me for your refinancing needs!!
As first-time home buyers, Joel was the perfect person to make us feel comfortable, informed, and cared for. He was accessible whenever we had questions and concerns. His experience as an agent and Austin local was invaluable in our first-time...
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Reply from Joel Richardson - First Community M...
November 4th, 2026 07:48 PM
Love, love, love helping first time buyers, Jared. Thank you so much for entrusting us with your first home. I know it's a special time for ya'll and it was an honor to be part of that.
Good experience
Reply from Joel Richardson - First Community M...
October 26th, 2026 04:06 PM
Thank you Jaionn. We love doing Physician and Doctor loans. I'm glad we could be of service!!
Joel went above and beyond . Highly recommend.
Reply from Joel Richardson - First Community M...
October 26th, 2026 04:04 PM
Thank you, Nick-- i really appreciate ya'll coming to us for your purchase loan down in Hays County. I wish you many happy years there.
Good prompt email communication and responsive to questions or issues.
Reply from Joel Richardson - First Community M...
October 12th, 2026 01:03 PM
thanks for the kind words, Jonathan. That's our goal-- prompt communication throughout the process!
Very convenient and prompt communication made the refinancing process a breeze.
Reply from Joel Richardson - First Community M...
September 28th, 2026 02:08 PM
thank you, Phillip. I'm glad we could help ya'll out!!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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