Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre...... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Worked hard to get me the best mortgage he could
Reply from Owner
August 7th, 2025 07:35 PM
Thank you for entrusting us with your mortgage needs for your first home purchase. I know you'll love San Antonio!
Joel was very communicative, even at odd hours, and made sure any questions I had were addressed quickly
Reply from Joel Richardson - First Community M...
August 7th, 2025 07:36 PM
Congrats on being a new home owner! I love helping first time buyers!! Thanks for allowing us to be part of the celebration.
Joel is very knowledgeabl, willing to teach and responsive.
Reply from Joel Richardson - First Community M...
June 3rd, 2026 04:26 PM
thanks David! I love educating homebuyers about not just buying the home, but what it takes to own the home and how to set-up future goals now.
Joel is a great broker who provides good rates, great communication, and open, matter of fact advice. Would recommend.
Reply from Owner
June 3rd, 2026 04:28 PM
Victoria- thank you for the kind note. With 26yrs in this business, I just give the brass tax :)
Open, frank communication
Reply from Joel Richardson - First Community M...
June 2nd, 2026 07:17 PM
yup! that's what we do! It was great helping ya'll buy that rental duplex, Victoria! Thank you!
Joel was very responsive and great to work with.
Reply from Joel Richardson - First Community M...
May 18th, 2026 02:43 PM
thanks Russ! It was a pleasure helping you finance that lovely home in Lakeway!!
Joel Richardson and the other people associated with FCM that we dealt with were knowledgeable and got back to us quickly whenever we had questions.
Reply from Joel Richardson - First Community M...
May 4th, 2026 10:07 PM
Thank you for the kinds words, Rose. I hope you have many wonderful years in Sun City. What a great community to call home!
Clear explanations of the process and options and timely followup throughout setting up the mortgage. Thank you for the professionalism and expertise that you provided!
Reply from Joel Richardson - First Community M...
April 29th, 2026 02:25 PM
Thank you, Kristi, for your kind words. I really appreciate them and glad I could help you with your move!!!
Incredibly prompt responses to my queries and gave us a professional layout of what our options were.
Reply from Joel Richardson - First Community M...
April 29th, 2026 02:22 PM
Bobby- thank you for allowing us to help with your new home purchase up in Portland, OR. Always great to help doctors out!
Joel and his team helped us with a recent refi. They were great to work with, answered all of our questions promptly and made the process as seamless as possible. I absolutely recommend Joel and his team to anyone considering a loan or refinancing...
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Reply from Joel Richardson - First Community M...
April 21st, 2026 01:25 PM
always a pleasure helping repeat clients! Thanks for the kind words, Morgan, and I look forward to helping you-- again!-- someday
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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