Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881
Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joel expertly guided us through our most complicated purchase.
Reply from Joel Richardson - First Community M...
February 17th, 2026 02:45 PM
Loved helping ya'll get into your first home in NW Austin, Michael. Thanks for entrusting us with your journey to home ownership!!
Joel was always available to answer any questions. He made the home buying process very smooth!
Reply from Joel Richardson - First Community M...
February 17th, 2026 02:47 PM
Thanks for coming back to me for your latest purchase, Jennifer!! Wish you the best in your new house overlooking the hills in West Austin. What a terrific view!
Joel communicated the complex papers and process very well. He answered our questions and advised us in ways that would benefit us the most. He stayed in frequent contact throughout the process, updating us on where things were. He genuinely...
read more
Reply from Joel Richardson - First Community M...
February 16th, 2026 02:32 PM
helping folks buy their first home is always a bit extra special for my team. Thank you for entrusting us with your biggest decision to date, Stephanie. Best of luck in your new home!
Joel is always great at following up, and guiding us through the pieces of the lending process we may not otherwise have known, or remembered!
Reply from Joel Richardson - First Community M...
February 14th, 2026 02:10 PM
thank you for the kind words, Andy, and thank you for coming back for the third time-- I really appreciate it!!
Great communication throughout the whole process. Also having all my questions and concerns answered was really nice. A very smooth purchase, highly recommend the team at First Community Mortgage.
Reply from Joel Richardson - First Community M...
January 29th, 2026 01:05 PM
thanks Michael! We are always thankful to help Veteran's buy their first home. Thank you for going with us and thank you for serving!!
Professionalism and knowledge of the SPECIAL TYPE of loan I needed was above great.
Reply from Joel Richardson - First Community M...
December 30th, 2025 03:50 PM
thanks for the kind words, Patrick. Yes, Owelty Partition Lien refinances combined with a VA loan can get tricky. I'm glad we could help you!
Joel and his team are awesome! Incredible communication, made the entire process easy.
Reply from Owner
January 9th, 2026 10:04 AM
I'm grateful for your kind words, Arrin. It's great to hear that you found the communication and process smooth. If you ever have more questions or need assistance in the future, feel free to reach out. Thank you for your trust!
Joel and his team are brilliant to work with, great communication, provided confidence and made the entire process easy. I will use him again in the future and recommend friends and family without hesitation
Reply from Joel Richardson - First Community M...
December 22nd, 2025 03:02 PM
Thank you for the kind words, Arrin. It was a pleasure helping ya'll into your new home in Dallas. Have a great holiday season!!
Joel was very Professional and I know he was looking out for my best interest!
Super Nice guy!!
Reply from Joel Richardson - First Community M...
November 10th, 2025 03:43 PM
thanks, Debbie-- Welcome back to Georgetown! Thanks for choosing us to handle your financing needs!!
Joel Richardson - First Community Mortgage - NMLS ID 136881 has received a review with 5 star rating from Jeffery G
Reply from Owner
December 30th, 2025 03:51 PM
Congrats on being a First Time Buyer, Jeffery!! Enjoy your new place!
31–40 of 137
About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)
- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)
Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
View All
Hobbies
- Huns Rugby Football Club
- running
- skiing
View All
Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
NMLS Consumer Access
Privacy Policy
Accessibility Policy
State Licensing Information