Joel Richardson - First Community Mortgage - ...

VP, Branch Manager | NMLS ID 136881

First Community Mortgage - Austin, TX

5.0

(137)

Baylor University

Mortgage

Mortgage Loan Officer

Mortgage Lender

Baylor University

Contact Info

(512) 203-8244

Austin, TX

https://www.myfinanceteam.com

Location & Business Hours

Business Hours

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

Sat

closed

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5.0

(137)

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Experience.com

4.99

(59)

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(63)

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Joel and his team helped us with a recent refi. They were great to work with, answered all of our questions promptly and made the process as seamless as possible. I absolutely recommend Joel and his team to anyone considering a loan or refinancing...

Reply from Joel Richardson - First Community M...

April 16th, 2026 09:05 PM

Thank you for coming back to us for the refinance of your lovely second home, William. I look forward to helping you again!!

Joel and his team are great to work with. He builds trust by promptly responding to questions and staying in communication during the process. We used him when we bought our home and when we refinanced. Should the occasion arise again for his...

Reply from Owner

April 21st, 2026 01:09 PM

Thank you, Valerie, for your positive feedback. I'm happy to hear that you found our communication and responsiveness helpful during both your home buying and refinancing processes. Building trust with clients like you is very important to...

Joel keeps us informed and explains the process very well. He promptly responds to and answers questions. This is our second time working with Joel and his team and we will continue to work with him in the future when the occasion arises.

Reply from Joel Richardson - First Community M...

April 15th, 2026 01:57 PM

Thank you for the kind words, Val, and also coming back to us for your refinancing needs. Always a nice pleasure helping repeat customers! Thank you!

Very helpful, friendly and patient throughout the process.

Reply from Joel Richardson - First Community M...

April 15th, 2026 02:12 PM

Hey Enrique- thank you for allowing us to help with your new investment property here in Austin.

Working with Joel was honestly one of the best parts of my first home-buying experience. As a first-time buyer, I had a lot of questions and didn’t fully know what to expect, but Joel made the entire process feel clear, manageable, and actually...

Reply from Owner

April 20th, 2026 05:24 PM

Thank you so much for your kind words, Brittany. I'm grateful I could assist you during your first home-buying journey and that you found the process clear and manageable. It's important to me that my clients feel confident and supported, especially...

Working with Joel was honestly one of the best parts of my first home-buying experience! As a first-time buyer, I had a lot of questions and didn’t fully know what to expect, but Joel made the entire process feel clear, manageable, and actually...

Reply from Joel Richardson - First Community M...

April 13th, 2026 05:35 PM

Thank you so much, Brittany. What kind words! It was a pleasure helping you buy your first home down in South Austin. We wish you many happy years there!

Thanks Joel! Made my experience buying a home as easy as possible!

Reply from Joel Richardson

March 26th, 2026 02:03 PM

I appreciate your comment, Blake! I'm pleased that I could help make your home buying experience easier. If you have any questions or need further assistance down the road, feel free to reach out.

Keeping us up to date and being available for our questions.

Reply from Joel Richardson - First Community M...

March 20th, 2026 01:12 PM

Congrats on buying your first home, Jeffrey. It was a pleasure serving ya'll!!

Very responsive lender. Knowledgeable responsible. Made sure our deal closed ontime.

Reply from Joel Richardson

March 18th, 2026 01:44 PM

I'm pleased to hear that everything went smoothly and your deal closed on time, Yi. Ensuring responsiveness and clarity is always a priority for me. If there's ever anything more you need or any questions arise in the future, don't hesitate...

Joel was great to work with—knowledgeable, professional, and very communicative throughout the process. He took the time to explain each step clearly and was always responsive to our questions. His guidance made everything feel smooth and straightforward....

Reply from Joel Richardson

February 23rd, 2026 08:16 PM

Thanks for sharing your experience, Greyson. I'm glad to hear that everything went smoothly during this important purchase. It's my goal to ensure each step of the process is clear and straightforward. Should you have any further questions...

21–30 of 137

About

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Mortgage Lender

Home Renovation Loan

Cash-Out Refinances

Non-QM

Specialities

Construction Loan

FHA Home Loan

Home Equity Loan

Jumbo Home Loan

Mortgage Loan Officer

Mortgage Refinance

VA Home Loan

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Education

Baylor University

Economics and Finance

Bachelor of Business Administration (BBA)

University of Texas Arlington

Business Management

Master of Business Administration (MBA)

Memberships

Huns Rugby Football Club
Austin Mortgage Bankers Association

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2001

Time Zone

Central Standard Time (CST)

Licenses

NMLS # 136881

Achievements

Scotsman's Guide Top 1%
Certified Divorce Lending Professional
Top 1% Mortgage Originator by Mortgage Executive Magazine

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Hobbies

Huns Rugby Football Club
running
skiing

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Disclaimer