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Joel Koziol, Ruoff Mortgage - Senior Loan Officer | NMLS# 1539247 | Ruoff Mortgage NMLS# 141868 in Grand Rapids, MI

Joel Koziol, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
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    Karianne R
    Zeeland, MI
    Posted on September 15th, 2020 09:53 PM
    The experience was great because the communication was great. They always let me know what was going on and what was going to happen. They were fast with the information, either getting it to me or answering any questions I had. They were always...
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    Dennis F
    Holland, MI
    Posted on September 5th, 2020 07:38 PM
    Always a quick and painless experience! The team is very knowledgeable and helpful! 10/10 would recommend:)
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    Kirby C
    SPRING LAKE, MI
    Posted on August 24th, 2020 07:10 PM
    The process is not for the faint of heart, but Joel was there throughout the entire journey and very responsive to all our questions. His services exceeds excellence.
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    Jeffrey C
    SPRING LAKE, MI
    Posted on August 20th, 2020 02:04 PM
    Quick and painless process. Very friendly people.
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    Samantha V
    Allendale, MI
    Posted on July 30th, 2020 09:13 PM
    Joel was very professional and pleasant to work with. He always kept me informed during the loan process which was much appreciated. He worked hard to make sure I was able to close on my house ASAP.
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    David S
    Comstock Park, MI
    Posted on July 28th, 2020 04:13 PM
    Our local bank decided to drop us because she didn’t feel like working and couldn’t give us a documents to make a bid on a house Joel had our pre approval letter in a matter of minutes!
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    Emma L
    Norton Shores, MI
    Posted on July 18th, 2020 02:45 PM
    Joel and those he works with accomplished the most impossible timeline to make my closing happen. I was on a tight schedule and Joel was super responsive and kept the ball rolling. He is always pleasant , kind and considerate. Best buying experience...
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    Stanley S
    MUSKEGON, MI
    Posted on July 4th, 2020 11:01 AM
    Joel is very involved and totally on top of the process. Great communication!
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    Kaytlin S
    Muskegon, MI
    Posted on June 9th, 2020 12:26 PM
    Buying a house during the pandemic is hard enough, but Joel Koziol made the entire mortgage process extremely easy and was always available to answer questions. I never had the opportunity to meet Joel in person, but that didn't stop him from...
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    Daniel M
    North Muskegon, MI
    Posted on May 25th, 2020 02:44 PM
    Joel was great to work with, communicates very well and often. Treats you like a human rather than a number. I really appreciated his support and guidance through our home buying process.
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    MSHDA
    Conventional Mortgages
    Bank Statement Mortgage Options
    Mortgage Advice
    Credit Repair plans
    Refinance
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    Memberships
    • Homeless Prevention Partners - Golf Chair
    • The Chamber - Grand Haven, Spring Lake
    • The Chamber - Ambassador
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2016

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1539247
    Achievements
    • Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
    Hobbies
    • Reading
    • Golfing
    • Boating
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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