

Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The experience was great because the communication was great. They always let me know what was going on and what was going to happen. They were fast with the information, either getting it to me or answering any questions I had. They were always...
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Always a quick and painless experience! The team is very knowledgeable and helpful! 10/10 would recommend:)
The process is not for the faint of heart, but Joel was there throughout the entire journey and very responsive to all our questions. His services exceeds excellence.
Quick and painless process. Very friendly people.
Joel was very professional and pleasant to work with. He always kept me informed during the loan process which was much appreciated. He worked hard to make sure I was able to close on my house ASAP.
Our local bank decided to drop us because she didn’t feel like working and couldn’t give us a documents to make a bid on a house Joel had our pre approval letter in a matter of minutes!
Joel and those he works with accomplished the most impossible timeline to make my closing happen. I was on a tight schedule and Joel was super responsive and kept the ball rolling. He is always pleasant , kind and considerate. Best buying experience...
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Joel is very involved and totally on top of the process. Great communication!
Buying a house during the pandemic is hard enough, but Joel Koziol made the entire mortgage process extremely easy and was always available to answer questions. I never had the opportunity to meet Joel in person, but that didn't stop him from...
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Joel was great to work with, communicates very well and often. Treats you like a human rather than a number. I really appreciated his support and guidance through our home buying process.
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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