Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Who knew it would be so easy and enjoyable to save money by refinancing! Joel is amazing to work with! I'll definitely reach out to him for all of my mortgage needs!
Quick and easy process, Joel answered any questions right away. Thank you!
Thankful for his help and quick response times. Has made this potentially stressful process much easier than we anticipated.
Joel was great to work with and made the process very easy. I highly recommend using Envoy and Joel specifically.
Joel was so responsive. He got us information in a timely manner and always answered any questions we had. With his help we were able to close several days earlier than anticipated.
Joel was nothing short of AMAZING ❤! He made all of our dreams come true!
Never left a question unanswered very quick responses made a miracle happen would recommend to every one I can't thank enuf
Joel always answered any questions I had, no matter how simple they were. He made the process easy and always kept in contact with me, especially when I had the opportunity to lower my interest rate!
Extremely helpful and prompt with the entire process
It was our second refinance with Joel, and it went very smoothly.
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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