Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thanks again, Joe. I will always bring you all of my business. There is no other in my book, Angela
There were lots of moving parts, and you had more than one person in the know for me to contact about my needs and transactions. Thank you again for your expertise and kindness!
loan process went smoothly.
Working with Joe and his highly trained team is easy, accurate, transparent and honest - pretty much all of the excellent qualities a good lender should have, but very few do! I definitely will connect my buyer clients with Joe in the future!...
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Great experience overall. Would highly recommend to others (and already have to be honest).
Thorough, thoughtful, and helpful!
Highly appreciate and recommend Joe!
Joe and his team were fabulous. They were able to parse my finances expertly, and get me the loan I wanted; all while being tremendously accessible, personable and patient. Thanks, Team Tishkoff!
Thank you for being so thorough. We appreciated you taking the time to explain the details of our loan.
Joe Tishkoff and his team made the entire process as smooth as possible. My refi was done quickly and transparently so my wife and I knew what was going on.
Great team, great service.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.