Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe made everything easy as his honesty and transparency makes everything seamless. He kept me updated at every step along the way till the end.His passion and care for his profession are always upfront as I was even able to converse w/him...
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Joe is as personable as he is professional but the most impressive quality is that I trust him and his team completely! At the end of the day trust is everything in business!! I am so grateful that I got a great refi with cash out on my house...
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Your TEAM ... esp OneL Michele and Darleen 💖
Joe’s the man!
Absolute pleasure working with Joe and his skilled team. They exceed my client's expectations every time. Thank you!
Joe came in after B of A denied the buyers loan after 2 weeks into escrow. He still closed the deal on time. I highly recommend Joe for any buyer.
Joe was extremely helpful and amazing to work with. He was there to answer our calls and emails when we needed him. He is extremely knowledgeable and professional. He educated us, gave us advise, and made our home buying process stress free...
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Joe exceeded all my expectations. He helped me out long before I purchased my home. He told my fiancé and I what we needed to do to qualify for a mortgage loan. Joe is extremely smart and likes to share his knowledge. I recommend Joe to anyone...
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Joe and Darleen of Finance of America Mortgage brokers are not only very nice and patient, but calm and tenacious in getting their clients through the mortgage process and get it closed. They helped me re-finance a loan and although there were...
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Excellent service!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.