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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joe and Kayla (Team Spisak) did a fabulous job with my most recent closing!!! They were courteous, knowledgeable, professional and always available to answer all sorts of questions that I managed to throw their way. Team Spisak made a very...
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Joe has been extremely knowledgeable and helpful through our loan process. Joe and his team helped us through constant communication and easily addressed any questions/concerns we had. I would highly recommend him and his fabulous team to work...
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What can I say? Joe is fantastic! I was a first time buyer and he made the process of getting a mortgage enjoyable. He's personable, taking the time to get to know you and understand your goals.He's extremely professional, he'll educate you...
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Needed to find a new mortgage broker. My realtor referred me to Joe and I am glad she did. He did a great job and was always available. One Sunday we were out looking for places and we ended up liking a place that was above our original budget....
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I used Joe Spisak for my most recent home purchase. Not only did I chose to work with Joe because of his attention to detail and his knowledge, but I chose him BECAUSE he's available 24/7! Literally! Joe would answer my calls and emails at...
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We have worked with Joe on three mortgages and had a very good experience. He notified us when the rates reached a point that refinancing would be beneficial to us. We would definitely use him again!
Joe Spisak guided me through the purchase of my first home. He is so amazing at what he does. He always kept in constant contact and gave me updates whenever they occured, and helped me through the process as a first time home buyer. He was...
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Joe, Kayla and the folks that support Team Spisak are rock stars. They know what they're talking about, they know how to explain things and they also have the respect of their operations people to implement changes where it makes sense for...
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I have worked with Joe on a mortgage and refi. Joe works quickly and is willing to put in extra hours (and late nights) to ensure his clients are comfortable with the process and results. I am a skeptic with everyone when it comes to my money....
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Joe Spisak is the most professional Mortgage Banker I have done business with! He Is very knowledgeable about the field and takes his time to explain and make sure you understand every aspect of the mortgage loan process. When he says he "tirelessly...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions