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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
As a first tine home buyer , there is always some apprehension and anxiety during the process. Joe along with Kayla did everything they could to make this process go as smoothly as possible for me. Along with Joe's knowledge and expertise ,...
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I found working with Joe and his team to be a pleasant and worthwhile experience. He is very knowledgeable about various options to make the loan happen. Was very impressed with his team and working to get the required documentation in to the...
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Joe is GREAT to work with. He helped us with a refinance and it was quick easy and worry free. He also got us a great rate.If you want the best.. go with Team Spisak!!
Team Spisak did a phenomenal job with our refinance. It was quick (all in all, probably ~3 weeks from start to finish) and helped us get a great rate for a 20yr term. Fantastic communication with the entire team and they kept us appraised of...
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Joe, Kayla and his team provided excellent service throughout the entire duration of my home purchase process. Very quick to respond to questions I had whether it was middle of the week of late on a weekend. Also very helpful with all the changes...
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Great! very professional and pleasant. Knowledgable as well. They had great follow through as well. The agent was prompt, thorough, and easy to work with.
Joe and his team approved my loan in very short time and once I found the place I wanted to purchase, they gave me the best rate and even due to a last minute schedule change they changed the date of my closing to be two days earlier than the...
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Joe and his team were extremely responsive and knowledgeable, provided the sort of attentive customer service I thought I'd never receive in financial services. My loan was very complicated and could have easily fell apart, but Joe kept me...
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I have been a real estate broker since 1987 and I most say Joe, Kayla and team made the entire process a breeze. All parties involved received up to the minute information throughout the loan process.I highly recommend Joe to anyone seeking...
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Joe Spisak and his team was extremely helpful in very stressful situations including a closing on a foreclosed property that I was working with that had tight deadlines. Joe and I almost always had a Saturday phone, every other week during...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions