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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
First off I would like to say Joe Spisak is a very friendly and knowledgeable guy. This was my first time buying a house and wasn't really sure about the details, but no worries going through Joe made it that much easier. He is very good at...
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Joe was terrific in not only getting us our loan, but also with holding our hand every step of the way. Have already recommend him to home buyers. Worked great with lawyers and relator as well. I knew Joe would close the loan no problem.
My company has conducted 15 years of successful real estate transactions involving the services of Joe Spisak and his team of mortgage professionals. Joe and his team continuously deliver proven industry skills that are essential to a successful...
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Joe and Kayla were very professional, thorough, and efficient in helping me complete my purchae loan for my home. They really are the best in the business. I highly recommend this team to any aspiring homeowner.
This is a lender that makes it happen. I received updates all the time about my clients. He was so easy to get ahold of and always shed a positive light on things. My clients love him because he is funny and tries to make the whole experience...
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This is my second time using Joe and his team - first time was a mortgage and this was a refinance of the original mortgage. Both times Joe and his team were very helpful and responsive to all of my questions and concerns. Kayla is awesome!...
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Joe and Kayla were great. Very good at communicating and helping us through a complicated situation. They answered phone calls and emails in an extremely timely manner and were always available for questions. I have already recommended them...
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I have used Joe three times, the most recent for a refi in 2015. Joe is honest and realistic which is critical in dealing with such sensitive and important matters such as a home purchase. He and his team are on top of things at all times and...
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Joe and Kayla are true professionals at their jobs. Great communication between each other and us. Very knowledgeable answering every question we had. Always available or returned our call/email within 5mins or less. Always making us feel as...
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If you are looking for a professional, helpful, honest and most of all a friendly person to help you out with your mortgage loan, there's no one else better than Joe Spisak and his team. Since the first day you start working with him until...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions