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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Joe and his team are the best! Highly accessible, responsive and knowledgeable. He presented and explained several options, and helped me make the best choice. I wouldn't use anyone else - great service!
This was my first time working with Joe and Kayla. The convenience of sending all my files and the online chatting was great. They were on top of things and kept us informed every step of the way. Joe was very patient with us and explained...
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This is the second time I used Joe. I went through him when I first purchased the home. With my initial loan Joe and his team were very attentive, meticulous, helpful and informative.I am happy to say that after 4 years and now a refinance...
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Kept prices reasonable and closed on time. Responsive to questions, and kept on top of the paperwork. Kept prices reasonable and closed on time. Responsive to questions, and kept on top of the paperwork.
Joe and his team are in the journey with you... very responsive and resourceful. Joe took the time to understand my needs and patiently worked through my first time home buying experience. He not only gave me a competitive rate and customized...
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Truely a five star process. Everything Joe did was top tier. He went out of his way to make sure he could accomidate me and my schedule. He was always a call or email away. He responded almost instantly when I reached out to him. He knew the...
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Joe, was very instrumental in getting all papers in a timely fashion. His assistant kayla was very thorough in explaining what details were needed. They are a great team. Had a pleasureable experience working with Joe spisak and Inlanta Mortgage....
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If you are going to finance a real estate purchase, I highly recommend that you talk to Joe Spisak regardless of whether you are a first-timer buyer or an experienced real estate veteran. Joe and his assistant Kayla provide detailed, customized,...
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Joe and his assistant Kayla were a wonderful help and walked me through the whole refinance process. They called or e-mailed me back at any time of day or night and answered all of my questions promptly. I would definitely recommend Joe and...
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When it comes to having someone in your corner who has your best interests in mind and will fight for you every step of the way, Joe and his team (especially Kayla) are at the top of that list. I went through what can at best be considered...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions