

Joe Soto at CrossCountry Mortgage
Regional Vice President | NMLS #175142


School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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My wife and I just bought our first home. You hear stories about how the home buying process tends to be long and tedious so we were initially apprehensive about jumping in.Boy were we wrong! Joe and his team made the home buying process so...
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Reply from Owner
February 26th, 2026 05:06 AM
Thank you so much, Daniel. I really appreciate it. Congratulations and many blessings to you and your family.
Joe, is for sure the Expert in all! From customer service, taking care of the clients, his knowlegde and expertise, the best loan rates, amazing work skills to make sure the deal gets to the closing! I am very grateful to Joe and his Team Thank...
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The communciation was amazing and you helped to make my clients comfortable with their first home buying experience. Thank you Thank you!!!
Reply from Joe Soto
March 4th, 2026 04:56 PM
I really appreciate the feedback and am looking forward to working with you again.
Joe and Alisha were absolutely amazing to work with. They were professional, knowledgeable, and truly went above and beyond to support my clients throughout the entire process. Their communication was clear, timely, and reassuring, which made...
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Reply from Joe Soto
February 9th, 2026 07:46 PM
It was great working with you. Thanks again for putting your trust in us.
Joe and his team went above and beyond to help us with a home loan. We greatly appreciate all there help and we now own the home of our dreams. thank you!
Reply from Joe Soto
February 2nd, 2026 07:33 PM
I'm glad to hear that you're now enjoying the home of your dreams, Kimberly. It was a pleasure to assist you in the home loan process. I'm grateful for the opportunity to have been part of this important step in your journey. If you ever have...
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Honestly the best part of buying a house. They always made us feel comfortable when things felt stressful.
Reply from Joe Soto
January 18th, 2026 04:59 PM
Thank my man! so grateful for you for thinking of me to help you!
Joe and his team are the best! Great communication, I was always informed of every step along the way which I really appreciated! I was very impressed with a less than 21 day close. Great experience and good job to everyone! You guys worked...
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Reply from Owner
January 18th, 2026 03:46 PM
Thank you so much for the kind words Lauren. Congratulations on your new home!
The Staff ais Very Very Nice They Make You Feel Like Family.
Reply from Joe Soto at CrossCountry Mortgage
January 12th, 2026 03:57 PM
I appreciate you taking the time to share your experience. It's my aim to create a welcoming environment where clients feel comfortable and valued. If anything else comes up or you have additional questions in the future, please let me know....
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Everyone is very responsive. The streamline process was easy and fast.
Reply from Joe Soto at CrossCountry Mortgage
January 12th, 2026 08:52 PM
It's great to know that you found the process easy and fast, Nina. Responsiveness is a priority for me, and I'm glad to hear that it made a positive impact on your experience. If you ever have more questions or need further assistance, don't...
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Smooth, quick, stress free process
Reply from Joe Soto at CrossCountry Mortgage
January 9th, 2026 03:14 PM
I'm pleased to hear that your experience was smooth and stress-free. It's important to me to ensure that the process is as straightforward and efficient as possible for you. If you ever need further assistance, please don't hesitate to reach...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
Products & Services
Mortgage Lender
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- School of Hard KnoxFinance & Real EstateDoctor's DegreeJan 2010

Positions
- Cross Country Mortgage - Branch Manager Aug 15th, 2018 - Current
Memberships
- NAHREP Top 250
- PWR Memeber
- Scotsman Guide Top LO
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 175142
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Videos




Awards
Achievements
- #1 Loan officer in US (according to my Kids)
Hobbies
- Father, Husband, all-around good guy
- Move my body everyday
- Go Yankees
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095