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Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-820-1535
Rating: 4.97

Regional Vice President | NMLS #175142

4.97

(144)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://crosscountrymortgage.com/cypress-ca-4041/jose-soto/

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4.97

(144)

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4.98

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(Translated by Google) Thanks to TEAM SOTO I was able to buy my house. Thank you for your help. (Original) Gracias a TEAM SOTO pude comprar mi casa Gracias por su ayuda

Reply from Owner

June 26th, 2026 08:29 PM

Gracias Sergio.

Joe & team made the experience as easy as possible.

Every person on Joe Soto's team was amazing to work with. They are very informative and quick to respond, even on the weekends. Even after we closed, they answered any question we had that came up. In the beginning we were debating on whether...

Reply from Owner

June 25th, 2026 12:17 PM

Thank you so much for the kind words and congratulations!

Satisfechos

Reply from Joe Soto at CrossCountry Mortgage

June 22nd, 2026 08:38 PM

Luz, I'm glad to know that you're satisfied with your experience. If there's anything more I can do for you, please feel free to reach out.

Joe and Alisha were always personally invested in our welfare and success. We probably spent 2 plus years in researching our mortgage with Joe and his staff, and they stuck with us all the way to a successful end.

Reply from Joe Soto at CrossCountry Mortgage

June 22nd, 2026 04:16 PM

It's great to hear that you felt personally supported by both Alisha and me throughout your mortgage journey, Carl. I'm pleased that our commitment over the years led to a successful outcome for you. If there's anything else you need, please...

Joe Soto has been with us since we bought our townhome in Anaheim Hills in 2017. He has helped us with everything having to do with buying a house, refinancing and just plain keeping in touch. He has been a wonderful partner in life stuff!...

Reply from Owner

June 11th, 2026 02:26 PM

You and Carl are the best!!

Joe Soto and his team did a great job. They were always there to answer questions even late at night. We couldn’t have asked for better. Go four the Soto team if you’re going to buy a new home. They are outstanding!!!

Reply from Owner

June 6th, 2026 10:43 PM

Thank you so much! Congratulations.

We had an amazing experience working with Joe for our first home financing. As first-time homebuyers, we had a lot of questions and explored several lenders before making a decision. Joe stood out from the beginning with his professionalism,...

Reply from Owner

June 20th, 2026 11:40 PM

THANK YOU SO MUCH FOR THE KIND WORDS!!!!

Enjoyed working with Joe. He is friendly and communicative throughout the process.

Joe is friendly and patient and makes clients feel important.

Reply from Joe Soto

May 25th, 2026 06:27 PM

It was great working with you. Thanks again for putting your trust in us.

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About

Joe Soto is a mortgage lender with over 20 years of experience helping clients navigate home financing with clarity and confidence. He specializes in working with self-employed borrowers and clients with complex income, helping them qualify using bank statements and 1099 income. Joe also helps first-time homebuyers through FHA loans and programs that offer help with down payment. Whether you are buying your first home or were previously declined, Joe and his team focus on smart strategies that get results. Known for clear communication, fast closings, and consistent 5-star reviews. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance