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Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-235-6010
Rating: 4.94

Regional Vice President | NMLS #175142

4.94

(164)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.crosscountrymortgage.com/cypress-ca-4041/jose-soto?marketing_campaign=00898

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4.94

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Joe and his team were a breeze and amazing to work with. I’m so grateful for them. I had a previous lender who kept delaying the process and I thought at one point I would lose my future home, but Joe and his team came in and saved the day....

Reply from Owner

October 23rd, 2026 09:48 PM

THANK YOU SO MUCH!!! So happy for you and your family!!!! God Bless!

The proper exepctations were set from the beginning. We met or beat all contingencies, had no hiccups and closed early. What else could we ask for??

Reply from Joe Soto

October 26th, 2026 05:18 PM

Dustin, I'm pleased to know that everything went smoothly and that we were able to set the right expectations from the start. It was great working with you, and I'm happy CrossCountry Mortgage, LLC could help close early without any issues.

Joe Soto provided an excellent experience throughout the home buying process. He was professional, knowledgeable, and supportive, and he helped make what can be a stressful process feel much easier. I truly appreciate his guidance, communication,...

Reply from Joe Soto

October 20th, 2026 04:54 PM

Carolina, I appreciate your kind words and am glad to hear that you felt supported throughout the home buying process. It was my pleasure to guide you and provide the communication needed to make things easier. Thank you for choosing to work...

Everyone that I spoke with was very kind and helpful. I really appreciate your great service and your help with navigating a very complicated and stressful process!

Reply from Joe Soto

October 12th, 2026 02:29 PM

Judith, I'm grateful to hear that you found everyone at CrossCountry Mortgage, LLC kind and helpful during this complicated process. I appreciate your kind words and am pleased that my service could help ease some of the stress.

Knowledgeable and friendly, easy to work with.

Reply from Owner

September 14th, 2026 07:07 PM

Ramona, I'm grateful for your kind words. I'm glad to hear that you found the process easy and enjoyed working with a knowledgeable team.

working with the team was very pleasant. Everyone was nice and understanding. The follow up was perfetc, I don't feel overwhelmed.

Reply from Joe Soto

September 11th, 2026 03:43 PM

Ramona, I'm pleased to know that you found working with my team pleasant and understanding. It's great to hear that our follow-up helped you feel at ease throughout the process.

Almost been a month since I closed and couldn’t have done it without the expertise and support I had from The Joe Soto Team!As a first time home buyer, Joe walked me through the process and answered every question I had. Joe’s check-ins with...

Reply from Owner

August 25th, 2026 11:25 AM

Vince, I'm glad to hear that my guidance and team support made your first-time home buying experience smoother. It's great to know that you valued the check-ins and client management approach. I will pass on your extra thanks to Rita, Alisha,...

Joe and the team are amazing at what they do

Reply from Joe Soto at CrossCountry Mortgage

August 20th, 2026 07:40 PM

Vincent, I appreciate your kind words about my team and me. It's great to know that you had a positive experience with us.

I appreciated how Joe and the whole loan team jumped in and help us accelrate our qualifications and loans to allow us to put an offer on our dream home. The team has been prompt and professional from all members of the team. Thank you for...

Reply from Joe Soto

August 17th, 2026 03:24 PM

Daniel, I'm happy to hear that my team and I could assist you in accelerating your qualifications and loan process. It's nice to know that our promptness and professionalism helped you during such an important time. Thank you for trusting us...

The Joe Soto Team has been an incredible lending partner for us and our clients. Over the years, they’ve helped so many of our buyers not only get approved for their loans, but achieve their dream of homeownership—whether it’s their first home,...

Reply from Owner

August 12th, 2026 01:08 PM

Heidi, I'm grateful for your wonderful feedback and for highlighting the trust you've placed in my team over the years. It's good to know that our dedication to clear communication and responsive service has made a positive impact on your clients'...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance