Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-820-1535
Rating: 4.96

Regional Vice President | NMLS #175142

4.96

(134)

School of Hard Knox

Mortgage

Mortgage Lender

Conventional Home Loan

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.thesototeam.com/

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4.96

(134)

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4.98

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Yes great experience and all I need they help us

Have worked with Joe and his team before. The whole team was supportive throughout the entire proces, thanks again to the CrossCountry team!

Joe Soto's team was outstanding and worked with us every step of the way. They were even available after hours when we had questions.

All of the staff was very helpful and there was always someone to talk to about the mortgage process. Joe was especially helpful and available to us even after hours.

Joe & his team provided excellent service in selecting the best HELOC to fit my needs. Erica & Alisha were very helpful & patient in walking with me through the process, which went quickly & smoothly. I'll definitely return to The Joe Soto...

Joe and his team were fantastic. They are all highly knowledgeable on the process and were able to not only get me the best deal but explain why it was the best deal for me. They walked me through everything and were very helpful along the...

The care and commitment from Joe and his team were the highest standard ive had the pleasure of dealing with they were all able to walk me through every step of the process which was very helpful they got me the best deal I could get and explained...

Reply from Joe Soto at CrossCountry Mortgage

May 4th, 2026 01:16 PM

I'm pleased to know that you felt well-supported by my team and me, Michael. It's great to hear that we could assist you through each step of the process and secure the best deal for you. If you have any further questions or need assistance,...

Working with Joe and his team was fantastic. Very helpful all through the process.

Joe and everyone on the team!

Reply from Joe Soto

April 24th, 2026 08:14 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

You and your collegues are very professional and personable. You made our experience very pleasant and easy.

Reply from Joe Soto

April 20th, 2026 08:49 PM

Thank you for your kind words, Judy. I'm grateful that you found our approach both professional and personable, and that we could make the experience pleasant and easy for you. If there's anything else I can assist with, please let me know.

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About

Joe Soto is a mortgage lender with over 20 years of experience helping clients navigate home financing with clarity and confidence. He specializes in working with self-employed borrowers and clients with complex income, helping them qualify using bank statements and 1099 income. Joe also helps first-time homebuyers through FHA loans and programs that offer help with down payment. Whether you are buying your first home or were previously declined, Joe and his team focus on smart strategies that get results. Known for clear communication, fast closings, and consistent 5-star reviews. NMLS #175142 | Branch NMLS #1784789

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance

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