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Joe Soto at CrossCountry Mortgage - Regional Vice President | NMLS #175142 in Cypress, CA

Joe Soto at CrossCountry Mortgage

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Regional Vice President | NMLS #175142

4.94
(147)
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School of Hard Knox
School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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School of Hard Knox
School of Hard Knox
Overall Ratings
4.94
(147)
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  • 5.0
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    T
    Tracey F
    Posted on July 19th, 2026 04:12 PM
    Working with Joe Soto and Alisha was a genuinely positive experience. They were warm, responsive, knowledgeable, and always happy to answer our questions and talk us through our options. We never felt like just another file on someone's desk....
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    Reply from Owner
    July 19th, 2026 04:45 PM
    Thank you so much, Tracey!!!
  • 5.0
    TotalExpert
    J
    Jacqualyn J
    Inglewood, CA
    Posted on July 14th, 2026 01:06 AM
    Joe's Team was great! Everyone has a role and they all work well together. They're attentive, thorough and kind. With their help I was able to write a strong offer that got accpeted with no counter offers. First offer + accepted right away...
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    Reply from Joe Soto
    July 21st, 2026 02:36 PM
    Jacqualyn, I'm grateful for your kind words about my team and me. It's wonderful to know that our efforts helped you secure an accepted offer on your first try. We look forward to assisting you again in the future. Thank you for choosing us!...
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  • 5.0
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    J
    Joel M
    Posted on July 10th, 2026 05:09 AM
    Joe and his team were just amazing. Alisha worked so hard and communicated with me through every step of the way. Getting a mortgage was a tough decision and the Soto Team made it so easy and clear for me. They also worked so fast and efficiently....
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    Reply from Owner
    July 10th, 2026 03:05 PM
    Thank you so much, Joel! Congratulations and God bless your new home
  • 5.0
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    S
    Sergio C
    Posted on June 26th, 2026 03:49 AM
    (Translated by Google) Thanks to TEAM SOTO I was able to buy my house. Thank you for your help. (Original) Gracias a TEAM SOTO pude comprar mi casa Gracias por su ayuda
    Reply from Owner
    June 26th, 2026 08:29 PM
    Gracias Sergio.
  • 5.0
    TotalExpert
    L
    Lemuel L
    Long Beach, CA
    Posted on June 26th, 2026 02:16 AM
    Joe & team made the experience as easy as possible.
    Reply from Joe Soto at CrossCountry Mortgage
    July 3rd, 2026 03:21 PM
    Lemuel, I'm pleased to hear that you found the experience easy with my team and me. Should you have any further needs or questions, don't hesitate to reach out.
  • 5.0
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    M
    Margaret M G
    Posted on June 25th, 2026 05:57 AM
    Every person on Joe Soto's team was amazing to work with. They are very informative and quick to respond, even on the weekends. Even after we closed, they answered any question we had that came up. In the beginning we were debating on whether...
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    Reply from Owner
    June 25th, 2026 12:17 PM
    Thank you so much for the kind words and congratulations!
  • 5.0
    TotalExpert
    L
    Luz A P
    Palmdale, CA
    Posted on June 12th, 2026 10:25 PM
    Satisfechos
    Reply from Joe Soto at CrossCountry Mortgage
    June 22nd, 2026 08:38 PM
    Luz, I'm glad to know that you're satisfied with your experience. If there's anything more I can do for you, please feel free to reach out.
  • 5.0
    TotalExpert
    C
    Carl A
    Anaheim, CA
    Posted on June 12th, 2026 09:55 PM
    Joe and Alisha were always personally invested in our welfare and success. We probably spent 2 plus years in researching our mortgage with Joe and his staff, and they stuck with us all the way to a successful end.
    Reply from Joe Soto at CrossCountry Mortgage
    June 22nd, 2026 04:16 PM
    It's great to hear that you felt personally supported by both Alisha and me throughout your mortgage journey, Carl. I'm pleased that our commitment over the years led to a successful outcome for you. If there's anything else you need, please...
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  • 5.0
    google
    J
    Joyce A
    Posted on June 11th, 2026 08:30 AM
    Joe Soto has been with us since we bought our townhome in Anaheim Hills in 2017. He has helped us with everything having to do with buying a house, refinancing and just plain keeping in touch. He has been a wonderful partner in life stuff!...
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    Reply from Owner
    June 11th, 2026 02:26 PM
    You and Carl are the best!!
  • 5.0
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    A
    A B
    Posted on June 6th, 2026 09:50 PM
    Joe Soto and his team did a great job. They were always there to answer questions even late at night. We couldn’t have asked for better. Go four the Soto team if you’re going to buy a new home. They are outstanding!!!
    Reply from Owner
    June 6th, 2026 10:43 PM
    Thank you so much! Congratulations.
  • 10 of 147
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
    Products & Services
    Mortgage Lender
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • School of Hard Knox
      Finance & Real Estate
      Doctor's Degree
      Jan 2010
      School of Hard Knox logo
    Positions
    • Cross Country Mortgage - Branch Manager
      Aug 15th, 2018 - Current
    Memberships
    • NAHREP Top 250
    • PWR Memeber
    • Scotsman Guide Top LO
    • View All

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 175142
    Gallery
    Joe Soto at CrossCountry Mortgage - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • #1 Loan officer in US (according to my Kids)
    Hobbies
    • Father, Husband, all-around good guy
    • Move my body everyday
    • Go Yankees
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS