

Joe Soto at CrossCountry Mortgage
Regional Vice President | NMLS #175142


School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Working with Joe Soto and Alisha was a genuinely positive experience. They were warm, responsive, knowledgeable, and always happy to answer our questions and talk us through our options. We never felt like just another file on someone's desk....
read more
Reply from Owner
July 19th, 2026 04:45 PM
Thank you so much, Tracey!!!
Joe's Team was great! Everyone has a role and they all work well together. They're attentive, thorough and kind. With their help I was able to write a strong offer that got accpeted with no counter offers. First offer + accepted right away...
read more
Reply from Joe Soto
July 21st, 2026 02:36 PM
Jacqualyn, I'm grateful for your kind words about my team and me. It's wonderful to know that our efforts helped you secure an accepted offer on your first try. We look forward to assisting you again in the future. Thank you for choosing us!...
read more
Joe and his team were just amazing. Alisha worked so hard and communicated with me through every step of the way. Getting a mortgage was a tough decision and the Soto Team made it so easy and clear for me. They also worked so fast and efficiently....
read more
Reply from Owner
July 10th, 2026 03:05 PM
Thank you so much, Joel! Congratulations and God bless your new home
(Translated by Google) Thanks to TEAM SOTO I was able to buy my house. Thank you for your help.
(Original)
Gracias a TEAM SOTO pude comprar mi casa Gracias por su ayuda
Reply from Owner
June 26th, 2026 08:29 PM
Gracias Sergio.
Joe & team made the experience as easy as possible.
Reply from Joe Soto at CrossCountry Mortgage
July 3rd, 2026 03:21 PM
Lemuel, I'm pleased to hear that you found the experience easy with my team and me. Should you have any further needs or questions, don't hesitate to reach out.
Every person on Joe Soto's team was amazing to work with. They are very informative and quick to respond, even on the weekends. Even after we closed, they answered any question we had that came up. In the beginning we were debating on whether...
read more
Reply from Owner
June 25th, 2026 12:17 PM
Thank you so much for the kind words and congratulations!
Satisfechos
Reply from Joe Soto at CrossCountry Mortgage
June 22nd, 2026 08:38 PM
Luz, I'm glad to know that you're satisfied with your experience. If there's anything more I can do for you, please feel free to reach out.
Joe and Alisha were always personally invested in our welfare and success. We probably spent 2 plus years in researching our mortgage with Joe and his staff, and they stuck with us all the way to a successful end.
Reply from Joe Soto at CrossCountry Mortgage
June 22nd, 2026 04:16 PM
It's great to hear that you felt personally supported by both Alisha and me throughout your mortgage journey, Carl. I'm pleased that our commitment over the years led to a successful outcome for you. If there's anything else you need, please...
read more
Joe Soto has been with us since we bought our townhome in Anaheim Hills in 2017. He has helped us with everything having to do with buying a house, refinancing and just plain keeping in touch. He has been a wonderful partner in life stuff!...
read more
Reply from Owner
June 11th, 2026 02:26 PM
You and Carl are the best!!
Joe Soto and his team did a great job. They were always there to answer questions even late at night. We couldn’t have asked for better. Go four the Soto team if you’re going to buy a new home. They are outstanding!!!
Reply from Owner
June 6th, 2026 10:43 PM
Thank you so much! Congratulations.
10 of 147
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
Products & Services
Mortgage Lender
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- School of Hard KnoxFinance & Real EstateDoctor's DegreeJan 2010

Positions
- Cross Country Mortgage - Branch Manager Aug 15th, 2018 - Current
Memberships
- NAHREP Top 250
- PWR Memeber
- Scotsman Guide Top LO
View All
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 175142
Gallery

Videos




Awards
Achievements
- #1 Loan officer in US (according to my Kids)
Hobbies
- Father, Husband, all-around good guy
- Move my body everyday
- Go Yankees
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095