Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-820-1535
Rating: 4.97

Regional Vice President | NMLS #175142

4.97

(137)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.thesototeam.com/

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4.97

(137)

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We had an amazing experience working with Joe for our first home financing. As first-time homebuyers, we had a lot of questions and explored several lenders before making a decision. Joe stood out from the beginning with his professionalism,...

Enjoyed working with Joe. He is friendly and communicative throughout the process.

Joe is friendly and patient and makes clients feel important.

Reply from Joe Soto

May 25th, 2026 06:27 PM

It was great working with you. Thanks again for putting your trust in us.

Yes great experience and all I need they help us

Reply from Joe Soto

May 22nd, 2026 08:15 PM

I'm glad to hear that you had a great experience, Veronica. It's nice to know that we were able to help with everything you needed. If there's anything else I can assist you with, please feel free to reach out.

Have worked with Joe and his team before. The whole team was supportive throughout the entire proces, thanks again to the CrossCountry team!

Reply from Joe Soto

May 21st, 2026 08:57 PM

I'm thankful for your continued trust, Alejandro. It's great to hear that you found the team supportive throughout the process. If there's anything else you need, I'm here to help.

Joe Soto's team was outstanding and worked with us every step of the way. They were even available after hours when we had questions.

All of the staff was very helpful and there was always someone to talk to about the mortgage process. Joe was especially helpful and available to us even after hours.

Reply from Joe Soto

May 19th, 2026 05:28 PM

I'm happy to hear that you found the team helpful and accessible, John. I'm glad I could be there for you and provide assistance even after hours. If there's anything else you need, please don't hesitate to reach out.

Joe & his team provided excellent service in selecting the best HELOC to fit my needs. Erica & Alisha were very helpful & patient in walking with me through the process, which went quickly & smoothly. I'll definitely return to The Joe Soto...

Joe and his team were fantastic. They are all highly knowledgeable on the process and were able to not only get me the best deal but explain why it was the best deal for me. They walked me through everything and were very helpful along the...

The care and commitment from Joe and his team were the highest standard ive had the pleasure of dealing with they were all able to walk me through every step of the process which was very helpful they got me the best deal I could get and explained...

Reply from Joe Soto at CrossCountry Mortgage

May 4th, 2026 01:16 PM

I'm pleased to know that you felt well-supported by my team and me, Michael. It's great to hear that we could assist you through each step of the process and secure the best deal for you. If you have any further questions or need assistance,...

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About

Joe Soto is a mortgage lender with over 20 years of experience helping clients navigate home financing with clarity and confidence. He specializes in working with self-employed borrowers and clients with complex income, helping them qualify using bank statements and 1099 income. Joe also helps first-time homebuyers through FHA loans and programs that offer help with down payment. Whether you are buying your first home or were previously declined, Joe and his team focus on smart strategies that get results. Known for clear communication, fast closings, and consistent 5-star reviews. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance