Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-235-6010
Rating: 4.94

Regional Vice President | NMLS #175142

4.94

(156)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.thesototeam.com/

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4.94

(156)

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4.9

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I appreciated how Joe and the whole loan team jumped in and help us accelrate our qualifications and loans to allow us to put an offer on our dream home. The team has been prompt and professional from all members of the team. Thank you for...

The Joe Soto Team has been an incredible lending partner for us and our clients. Over the years, they’ve helped so many of our buyers not only get approved for their loans, but achieve their dream of homeownership—whether it’s their first home,...

Reply from Joe Soto at CrossCountry Mortgage

August 12th, 2026 01:08 PM

Heidi, I'm grateful for your wonderful feedback and for highlighting the trust you've placed in my team over the years. It's good to know that our dedication to clear communication and responsive service has made a positive impact on your clients'...

My client and I were in escrow and unfortunately, some issues came up with the existing lender. We were on a short timeline and needed to close. One call to Joe and his team and they took over and delivered us to the finish line. We did not...

Reply from Owner

August 10th, 2026 05:44 PM

Sonny, I'm pleased to hear that we could step in and help you and your client close on time despite the challenges. It's great to know that our efforts ensured everything stayed on track. If you have any more questions or need further assistance,...

Responsiveness, professionalism, and process.

Reply from Joe Soto

August 10th, 2026 03:48 PM

Sonny, I appreciate your feedback on the responsiveness and professionalism you experienced. It's great to know that the process met your expectations. If you have any more thoughts or need further assistance, feel free to reach out.

Joe Soto and his team are great to work with. I'll be using them in the future again for sure and highly recommend them to anyone who may be in the market.

Reply from Owner

July 29th, 2026 03:22 PM

Thank you Robert

Joe and his team are a pleasure to work with: Professional, timely, on point, and clear communication. Great team:

Reply from Joe Soto

August 3rd, 2026 01:00 PM

Leonard, I appreciate your kind words about my team and me. I'm glad that our professionalism and clear communication made your experience positive. If there's anything else you need, feel free to reach out.

Very professional, I would recommend Joe Soto and his team. They made a somewhat complicated process very simple, reassuring us all the way through. The Soto team is whole heartedly focused on making sure the “family” is taken care of, you...

Reply from Owner

August 3rd, 2026 03:27 PM

Crystal, thank you for your kind words and for recommending my team and me. I'm pleased that we could simplify the process and provide reassurance throughout. It's important to us that our clients feel like family, and I'm glad that stood out...

Joe Soto and his entire team worked through a complicated situation. They were very professional and diligent with communication and completing the process.

Reply from Joe Soto

August 3rd, 2026 01:55 PM

Crystal, I'm glad to hear that my team and I could assist you through a complicated situation. I appreciate your recognition of our professionalism and communication. If there's anything more you need, please don't hesitate to reach out.

Joe's team was very helpful. They are efficient. They move fast. It was very easy.

Reply from Joe Soto

July 30th, 2026 05:09 PM

Earlvin, I appreciate your feedback on how helpful and efficient my team was. It's good to know that the process felt easy for you. If there's anything else you need, I'm here to help.

Working with Joe Soto and Alisha was a genuinely positive experience. They were warm, responsive, knowledgeable, and always happy to answer our questions and talk us through our options. We never felt like just another file on someone's desk....

Reply from Owner

July 19th, 2026 04:45 PM

Thank you so much, Tracey!!!

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance