

Joe Soto at CrossCountry Mortgage
Regional Vice President | NMLS #175142


School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I had a great experience working with Joe Soto and his team. They were professional, responsive, and took the time to explain every step of the process. I would definitely recommend them to anyone looking for a reliable mortgage lender.
Reply from Owner
January 1st, 2026 02:23 AM
Thank you so much!!!
Everything about the experience was amazing, on time and handled with professionalism .
Reply from Joe Soto
December 29th, 2025 06:16 PM
I'm grateful for your kind feedback on the experience and professionalism you encountered. It means a lot to know that everything met your expectations. If you have any further questions or need assistance in the future, feel free to reach...
read more
Joe and the team were amazing. They were very thorough in the pre-approval process and it essentially made closing a breeze. The fact that we closed in 16 days is amazing and a true testimate to everyone involved. Special thank you to Alisha...
read more
Reply from Joe Soto
December 21st, 2025 03:26 AM
thank you soooooo much for the kind words!!! Merry Chrsitmas, just in time for the holidays!!!!
Joe and his team made the process clear and worked very hard for us.
Reply from Joe Soto
December 21st, 2025 03:26 AM
thanks Bo!!
I like to work with joe an hi's team
Reply from Joe Soto
December 21st, 2025 03:26 AM
thanks Rosalba!
Joe did a great job communicating and kept me informed throughtout the entire process .
Reply from Joe Soto
December 21st, 2025 03:26 AM
thank you sooooooooo much!!!!
From the outset of our consultation and throughout the engagement process, your team consistently demonstrated exceptional knowledge, accessibility, efficiency, and professionalism. The entire experience was streamlined, efficient, and well-managed,...
read more
Reply from Joe Soto
December 17th, 2025 05:56 PM
It's truly rewarding to hear about your positive experience from the initial consultation through to the end of the engagement process. Knowing that my team’s knowledge and professionalism contributed to making each step efficient and effective...
read more
Communication
Reply from Joe Soto
December 10th, 2025 05:41 PM
Thank you for your positive rating. We're glad to hear that communication met your expectations. If there's anything further you need assistance with, please feel free to reach out.
Everyone was very helpful and communicative to all our questions
Reply from Joe Soto
December 10th, 2025 05:42 PM
We're glad to know that you found everyone helpful and communicative throughout your experience with us. Ensuring your questions are addressed is a priority for our team, and it’s great to see those efforts reflected in your feedback. If you...
read more
They work hard to ensure transactions goes as smoothly as possible Joe and his team went above and beyond to keep me, as the agent, fully updated on everything happening. Their problem-solving abilities and communication skills are outstanding....
read more
Reply from Joe Soto
December 11th, 2025 02:59 PM
I enjoyed working with you. Thanks for the great feedback.
61–70 of 162
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
Products & Services
Mortgage Lender
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- School of Hard KnoxFinance & Real EstateDoctor's DegreeJan 2010

Positions
- Cross Country Mortgage - Branch Manager Aug 15th, 2018 - Current
Memberships
- NAHREP Top 250
- PWR Memeber
- Scotsman Guide Top LO
View All
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 175142
Gallery

Videos




Awards
Achievements
- #1 Loan officer in US (according to my Kids)
Hobbies
- Father, Husband, all-around good guy
- Move my body everyday
- Go Yankees
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095