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Joe Soto at CrossCountry Mortgage - Regional Vice President | NMLS #175142 in Cypress, CA

Joe Soto at CrossCountry Mortgage

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Regional Vice President | NMLS #175142

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School of Hard Knox
School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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School of Hard Knox
School of Hard Knox
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Reviews from Web
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    S
    Samantha B
    Posted on December 31st, 2025 10:22 PM
    I had a great experience working with Joe Soto and his team. They were professional, responsive, and took the time to explain every step of the process. I would definitely recommend them to anyone looking for a reliable mortgage lender.
    Reply from Owner
    January 1st, 2026 02:23 AM
    Thank you so much!!!
  • TotalExpert
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    Patricia M
    Huntington Beach, CA
    Posted on December 22nd, 2025 04:00 AM
    Everything about the experience was amazing, on time and handled with professionalism .
    Reply from Joe Soto
    December 29th, 2025 06:16 PM
    I'm grateful for your kind feedback on the experience and professionalism you encountered. It means a lot to know that everything met your expectations. If you have any further questions or need assistance in the future, feel free to reach...
    read more
  • TotalExpert
    A
    Alyssa C
    CARSON, CA
    Posted on December 21st, 2025 01:21 AM
    Joe and the team were amazing. They were very thorough in the pre-approval process and it essentially made closing a breeze. The fact that we closed in 16 days is amazing and a true testimate to everyone involved. Special thank you to Alisha...
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    Reply from Joe Soto
    December 21st, 2025 03:26 AM
    thank you soooooo much for the kind words!!! Merry Chrsitmas, just in time for the holidays!!!!
  • TotalExpert
    M
    Matthew P
    La Habra, CA
    Posted on December 15th, 2025 06:58 PM
    Joe and his team made the process clear and worked very hard for us.
    Reply from Joe Soto
    December 21st, 2025 03:26 AM
    thanks Bo!!
  • TotalExpert
    R
    Rosalba P
    Ontario, CA
    Posted on December 15th, 2025 04:32 PM
    I like to work with joe an hi's team
    Reply from Joe Soto
    December 21st, 2025 03:26 AM
    thanks Rosalba!
  • TotalExpert
    J
    Jaime A
    Ontario, CA
    Posted on December 13th, 2025 06:12 AM
    Joe did a great job communicating and kept me informed throughtout the entire process .
    Reply from Joe Soto
    December 21st, 2025 03:26 AM
    thank you sooooooooo much!!!!
  • TotalExpert
    G
    Guenevere R
    Placentia, CA
    Posted on December 10th, 2025 05:56 PM
    From the outset of our consultation and throughout the engagement process, your team consistently demonstrated exceptional knowledge, accessibility, efficiency, and professionalism. The entire experience was streamlined, efficient, and well-managed,...
    read more
    Reply from Joe Soto
    December 17th, 2025 05:56 PM
    It's truly rewarding to hear about your positive experience from the initial consultation through to the end of the engagement process. Knowing that my team’s knowledge and professionalism contributed to making each step efficient and effective...
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  • TotalExpert
    V
    Victor L
    Placentia, CA
    Posted on December 10th, 2025 05:00 PM
    Communication
    Reply from Joe Soto
    December 10th, 2025 05:41 PM
    Thank you for your positive rating. We're glad to hear that communication met your expectations. If there's anything further you need assistance with, please feel free to reach out.
  • TotalExpert
    A
    Alex S
    Corona, CA
    Posted on December 5th, 2025 10:44 PM
    Everyone was very helpful and communicative to all our questions
    Reply from Joe Soto
    December 10th, 2025 05:42 PM
    We're glad to know that you found everyone helpful and communicative throughout your experience with us. Ensuring your questions are addressed is a priority for our team, and it’s great to see those efforts reflected in your feedback. If you...
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  • TotalExpert
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    Nataly G
    Corona, CA
    Posted on December 4th, 2025 12:05 AM
    They work hard to ensure transactions goes as smoothly as possible Joe and his team went above and beyond to keep me, as the agent, fully updated on everything happening. Their problem-solving abilities and communication skills are outstanding....
    read more
    Reply from Joe Soto
    December 11th, 2025 02:59 PM
    I enjoyed working with you. Thanks for the great feedback.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
    Products & Services
    Mortgage Lender
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • School of Hard Knox
      Finance & Real Estate
      Doctor's Degree
      Jan 2010
      School of Hard Knox logo
    Positions
    • Cross Country Mortgage - Branch Manager
      Aug 15th, 2018 - Current
    Memberships
    • NAHREP Top 250
    • PWR Memeber
    • Scotsman Guide Top LO
    • View All

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 175142
    Gallery
    Joe Soto at CrossCountry Mortgage - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • #1 Loan officer in US (according to my Kids)
    Hobbies
    • Father, Husband, all-around good guy
    • Move my body everyday
    • Go Yankees
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS