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Joe Soto at CrossCountry Mortgage - Regional Vice President | NMLS #175142 in Cypress, CA

Joe Soto at CrossCountry Mortgage

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Regional Vice President | NMLS #175142

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School of Hard Knox
School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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School of Hard Knox
School of Hard Knox
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Reviews from Web
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    Paul D
    Posted on March 17th, 2026 05:26 AM
    Joe Soto at CrossCountry Mortgage has received a review with 5 star rating from Paul D
  • TotalExpert
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    Paul D
    Riverside, CA
    Posted on March 17th, 2026 05:26 AM
    We had a really great experience working with the CrossCountry Mortgage team. The whole process felt smooth and well-managed from start to finish.I especially want to thank Marianne Davis, the Senior Loan Processor, for going above and beyond...
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    Reply from Joe Soto
    March 24th, 2026 02:28 PM
    I'm glad to hear about your great experience with CrossCountry Mortgage, Paul. It's wonderful that Marianne Davis could help ensure the process was smooth and well-managed. She truly exemplifies dedication to her clients. If there's anything...
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    Mary G
    Posted on March 15th, 2026 08:00 PM
    Joe Soto and his team helped us with a home equity loan when we needed to make improvements on our home. The process was fast, easy and very professional. We are very pleased with our experience.
  • TotalExpert
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    Annemarie F
    Lakewood, CA
    Posted on March 5th, 2026 04:14 PM
    Always a GREAT experience with the SOTO TEAM!!!!
    Reply from Joe Soto
    March 12th, 2026 04:15 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    Daniel L
    Posted on March 3rd, 2026 05:34 AM
    Joe Soto at CrossCountry Mortgage has received a review with 5 star rating from Daniel L
  • TotalExpert
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    Daniel L
    Los Angeles, CA
    Posted on March 3rd, 2026 05:34 AM
    We felt very much supported by Joe and his team. Buying our first home was intense, but Joe and his team communicate very effectively and made us feel like they were 100% on our side and we would not have wanted to gone through this process...
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    Reply from Joe Soto
    March 10th, 2026 02:21 PM
    It means a lot to hear that you felt supported during your first home buying experience, Daniel. I'm grateful for the trust you placed in me and my team throughout the process. Knowing that our communication helped you feel confident and at...
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  • TotalExpert
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    Wade P
    Lakewood, CA
    Posted on February 28th, 2026 12:15 AM
    easy steps clearly illustrated allowing for a very short escrow period.
    Reply from Joe Soto
    March 9th, 2026 06:40 PM
    I'm pleased to hear that the steps were clear and facilitated a quick escrow period for you, Wade. Ensuring a smooth process is always a priority. If there's anything else you need or any questions you have, feel free to reach out.
  • TotalExpert
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    Kimberly S
    Hemet, CA
    Posted on February 27th, 2026 06:08 PM
    The communication and transparency were outstanding. Access to visual tools for review and staying informed about changes was awesome. We often referred to the link and referenced the different payment models outlined during our house search,...
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    Reply from Joe Soto
    March 6th, 2026 06:09 PM
    I'm pleased to hear that the communication and visual tools were helpful during your house search, Kimberly. Ensuring clarity and transparency is important to me, and it's great to know that the resources provided aided your decision-making...
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    Kimberly S J
    Posted on February 27th, 2026 05:58 PM
    What an impressive team! "Unparalleled service! Joe Soto and the CrossCountry Mortgage team unquestionably represent the highest standards within the industry. They are personable, efficient, professional, and meticulous. They facilitated a...
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    Wade P
    Posted on February 26th, 2026 05:02 PM
    Joe Soto and the CrossCountry Mortgage team were outstanding from start to finish. We were able to close escrow in just 18 days, and the entire process was handled with clear, specific, and efficient communication.Joe secured a very competitive...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
    Products & Services
    Mortgage Lender
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Education
    • School of Hard Knox
      Finance & Real Estate
      Doctor's Degree
      Jan 2010
      School of Hard Knox logo
    Positions
    • Cross Country Mortgage - Branch Manager
      Aug 15th, 2018 - Current
    Memberships
    • NAHREP Top 250
    • PWR Memeber
    • Scotsman Guide Top LO
    • View All

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 175142
    Gallery
    Joe Soto at CrossCountry Mortgage - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • #1 Loan officer in US (according to my Kids)
    Hobbies
    • Father, Husband, all-around good guy
    • Move my body everyday
    • Go Yankees
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS