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Joe Soto at CrossCountry Mortgage - Regional Vice President | NMLS #175142 in Cypress, CA

Joe Soto at CrossCountry Mortgage

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Regional Vice President | NMLS #175142

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School of Hard Knox
School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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School of Hard Knox
School of Hard Knox
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Reviews from Web
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    Casey R
    Posted on April 11th, 2024 10:13 PM
    Joe and his team are the BEST! They respond super quickly with requests and are kind and patient every step of the way. This is the third property I've financed with Joe and all 3 times it has been great. Sometimes these loans require the lender...
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    Reply from Owner
    April 11th, 2024 10:24 PM
    Thank you for your fantastic review, Casey! We truly appreciate your continued trust and support in financing your properties with us. Cheers to many more successful transactions together!
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    Wade L
    Cypress, CA
    Posted on April 8th, 2024 05:22 PM
    Joe Soto at CrossCountry Mortgage has received a review with 5 star rating from Wade L
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    Marcdinar R
    Corona, CA
    Posted on April 8th, 2024 04:14 PM
    Great team and everyone is polite.
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    Christina B
    Fort Worth, TX
    Posted on April 8th, 2024 04:07 PM
    Everyone was super helpful and informative!
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    Anna B
    Posted on April 3rd, 2024 06:13 PM
    As first time home buyers there was so much we didn’t know. Joe took the time to answer all of our questions and find us an even better rate than other quotes we’d gotten. Not only did he work hard for us but showed such professional manner...
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    Reply from Owner
    April 3rd, 2024 06:24 PM
    Thank you Anna for your kind words and wonderful review! We are thrilled to hear about your positive experience as first-time home buyers. We are delighted that you found the home buying process smooth and enjoyable. We truly appreciate your...
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    Kishore R
    Posted on February 26th, 2024 10:08 PM
    Joe and his team were very helpful for me and my wife as first time home buyers. They were very patient explaining every aspect of the lending process and left no stone unturned with all the questions we had. Appreciate the super fast close...
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    Betsy R
    Posted on December 30th, 2023 09:58 PM
    I've had the pleasure of working with Joe and his wonderful team on three different home loans. Each time my experience reinforces why I never consider going elsewhere. Always upbeat and responsive, they make the process easy, educational and...
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    Michael A
    Posted on December 28th, 2023 05:40 PM
    I have been in touch with Joe for about 7 years when we bought out first home. At that time we went another route for our financing but what was great about Joe is that he didn’t take it personally or in vain. Over that time Joe has been a...
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    Reply from Owner
    January 18th, 2026 03:54 PM
    Thank you so much, Mike. I really appreciate you.
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    Mikeabe2410
    Posted on December 28th, 2023 05:23 PM
    I have been in touch with Joe for about 7 years when we bought out first home. At that time we went another route for our financing but what was great about Joe is that he didn’t take it personally or in vain. Over that time Joe has been a...
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    Jbarbarino89
    Posted on December 15th, 2023 10:12 PM
    I highly recommend the Soto team to anyone searching for a lender. Joe is very personable and responsive. Joe and his team answered all of our questions in plain terms and broke it all down for us when we did not understand something. Their...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
    Products & Services
    Mortgage Lender
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    What is the Search Rank Score®?
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    Education
    • School of Hard Knox
      Finance & Real Estate
      Doctor's Degree
      Jan 2010
      School of Hard Knox logo
    Positions
    • Cross Country Mortgage - Branch Manager
      Aug 15th, 2018 - Current
    Memberships
    • NAHREP Top 250
    • PWR Memeber
    • Scotsman Guide Top LO
    • View All

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 175142
    Gallery
    Joe Soto at CrossCountry Mortgage - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • #1 Loan officer in US (according to my Kids)
    Hobbies
    • Father, Husband, all-around good guy
    • Move my body everyday
    • Go Yankees
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS