Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-235-6010
Rating: 4.94

Regional Vice President | NMLS #175142

4.94

(162)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.crosscountrymortgage.com/cypress-ca-4041/jose-soto?marketing_campaign=00898

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4.94

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As an experienced homebuyer, I had my preferred lenders, but I was encouraged to give Cross Country Mortgage a try for comparison and thorough research. Cross Country Mortgage impressed me with competitive rates and exceptional responsiveness,...

Reply from Owner

January 18th, 2026 03:52 PM

Thank you so much

I have had the pleasure of knowing Joe Soto for a year now, and we recently completed our first transaction together. Working with Joe and his team at CrossCountry Mortgage was an outstanding experience from start to finish. Joe's professionalism,...

Reply from Owner

January 18th, 2026 03:53 PM

You’re the man Roberto

Joe is one of the best loan professionals I have ever met in the whole country. Without a doubt. Aside from his amazing business, Joe is also a great human being. Cannot tell you enough how influential Joe has been to my career. Keep crushing...

Reply from Owner

January 18th, 2026 03:53 PM

Right back at you, my friend you’re the man

I have done several home loans with Joe and his team. I am honestly not sure why anyone would go anywhere else. Joe's knowledge of the industry, his expertise, and his good and caring heart is what makes him and his team so successful. I absolutely...

Reply from Owner

December 10th, 2024 06:04 PM

Thanks Jamie! I really appreciate the kind words!

Joe Soto is your go-to guy for loans! Him and his team are always available to talk to and are extremely knowledgeable in this space. If you are looking for a home loan you need to work with these guys!

Reply from Owner

January 18th, 2026 03:53 PM

Thank you so much JT

Joe, Alisha, empty entire Joe Soto team are quick, courteous, and professional! Over the last 4 or 5 months that I've been looking for a house Joe ran all kinds of numbers for me on different houses and different scenarios until we found the...

Reply from Owner

April 26th, 2024 03:58 PM

Dave, I am so happy for you guys! We are grateful for the kind words and opportunity to help you! Many blessings to your family.

Joe Soto and his team was amazing. I’ve worked with different lenders before but until I met Joe, he was different. He explains everything that’s happening throughout the process and always keeps you updated with communication via email or...

Reply from Owner

January 18th, 2026 03:53 PM

Thank you, Patty

Working with the Joe Soto team was extremely easy and seamless. At every step of the process, his team guided me and let me know what I needed to do even when I was extremely confused. His team was always extremely prompt and clear with communication...

Reply from Owner

April 19th, 2024 07:25 PM

Thank you for your thoughtful review, Joseph Arning! Your feedback is greatly appreciated. Knowing that the process was easy, seamless, and well-guided for you brings us immense satisfaction. We look forward to working with you again.

Joe Soto and team were extremely helpful and a pleasure to work with. With their 15 day closing, it helped greatly in this competitive market. Joe was great with explaining monthly payment options, different kinds of interest rate buyouts,...

Reply from Owner

April 19th, 2024 01:01 AM

Thank you for sharing your experience with us, Joseph! We're thrilled that our team, especially Joe and Alicia, made your first homebuying journey smooth and stress-free. We strive to provide fast and efficient service, and we're glad we hit...

My wife and I just bought our first property and Joe Soto and his team made this process incredible! Buying a home is inherently complex and confusing and we had a hundred questions. Joe Soto himself was always willing to take a phone call...

Reply from Owner

April 17th, 2024 01:08 AM

Thank you so much for your glowing review, Christian! We're thrilled to hear that you had such a positive experience buying your first property with us. It's our goal to make the process as simple and efficient as possible, and we're glad that...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance